[Targeted] Gap/Old Navy Cardholders: 5x On Grocery/Dining or 10x On Grocery/Travel

Reposting as some people are also receiving 10x points on grocery stores and travel with no cap. Valid until November 31t, 2018.

The Offer

No direct link, targeted offer

  • Select GAP/Banana Republic/Old Navy cardholders are receiving the following targeted offers:
    • Earn 5x points for every $1 spent on groceries & dining
    • Earn 3x points on all purchases outside of GAP brands

The Fine Print

  • Valid from October 1st until December 31st

Our Verdict

These offers are why this card is listed as one of the best store cards available. If you got this or another deal, let us know in the comments below.

Hat tip to Sanjay V

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23 Comments
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Cori
Cori (@guest_667450)
November 4, 2018 03:58

Is there a max to what you can earn for rewards in this period?

Alex
Alex (@guest_655738)
October 11, 2018 12:19

Any previous experience how tolerant Synchrony is to CL churning?

Mark
Mark (@guest_650769)
October 3, 2018 07:57

I got 10x on Amazon and Target through 11/30. From past experience, they will only issue $250 in rewards per month. Anything over that will rollover to the next month.

I also received an email for $10 in rewards for adding an authorized user.

AL
AL (@guest_650770)
October 3, 2018 08:08

Do you know if they roll more than a month? Ex. If I accrue $600 in rewards in a month will that be $250, $250, and $100? Or, is that last $100 lost somehow since it rolls to month 3?

elegua
elegua (@guest_652853)
October 5, 2018 00:41
  AL

Yes, you will get $250, $250 and then $100 if you do $600.

Nil
Nil (@guest_650487)
October 2, 2018 17:56

This card is absolutely a beast. Got the 10x offer.

mastervk
mastervk (@guest_650481)
October 2, 2018 17:48

Got the offer by snail-mail today . Double dip with 3x Giant fuel point offer.

steven kline
steven kline (@guest_650373)
October 2, 2018 14:05

Also received the 10x groceries. Next day find out 3x giant gas on mc this friday!! Know what the family’s clothing brand is for xmas this year. Giddy up!!

Lord Dima
Lord Dima (@guest_650359)
October 2, 2018 13:43

Is there a way to get targeted for these? I have the BR card and last targeted offer I received was for 5x on all spend or something like that all the way back in 2016. Nothing since :/ I wonder if I turned things off somehow.

AC
AC (@guest_648696)
September 27, 2018 22:19

I got a 10x on grocery & travel 3x all else
Snail mail. I have a old navy

FindingMyPossible
FindingMyPossible (@guest_648759)
September 28, 2018 01:28
  AC

I also got 10x on Groceries & Travel and 3x on everything else. My promotion ends 11/30.
I read the mailer… then reread it… then wondered why I didn’t see anything about this on DoC and thought that I must not realize how this isn’t a great deal. Welp, now I’m pretty sure I’ll be cycling my credit at grocery stores many (many many) times in the next two months. Even assuming I can only sell BR GCs at 70% this is 7% back with no limits for 2 months right?! Crazy.

Zac
Zac (@guest_648795)
September 28, 2018 07:49

I got the same offer ending on Nov 30 for my banana card. Note that 10X returned as rewards certificate that expires after 6 months and not be able to purchase Gap gift card. Hope I was wrong though.

Elmer
Elmer (@guest_648836)
September 28, 2018 09:45

Got the same. But the card was moved over from an old GAP store card (pre-churning days), and balance still has a store-card-like CL of $1000. Hard to do a lot of MS with that! I’ve never tried to increase the CL because I wasn’t sure if Synchrony would do a HP. Not worth that.

Laura
Laura (@guest_648884)
September 28, 2018 11:09

I don’t think you can use the points for gift cards, only purchases. When you add a gift card to your cart, the only payment option is credit card. Maybe it is different in store? That would be great.

H&R
H&R (@guest_649035)
September 28, 2018 17:39

since when we can use the rewards to buy GC? Stores close to my area don’t allow that as I know

Britchurner
Britchurner (@guest_650386)
October 2, 2018 14:25

You can’t buy GCs with rewards, and therefore resale is going to be very tough (unless you intend to literally act as a middleman for someone who is specifically looking for BR/Gap clothes at discount). Don’t stock up unless you actually intend to use these rewards for clothes. There are also restrictions regarding how many rewards codes you can use per purchase, it varies in store vs online. Rewards expire after 6 months but this is easily circumvented by buying an item, then returning to “renew” the rewards. I would recommend not doing this all the time, and if you do, at least keep some of the stuff so it appears you are legitimately trying the item.

Matthew
Matthew (@guest_648688)
September 27, 2018 22:05

Targeted via e-mail or snail mail ?

Daniel
Daniel (@guest_648883)
September 28, 2018 11:07

Is there a way to check to see if my BR card has this promotion. I’m worried i might have received the flyer, but thrown it out.

Sal
Sal (@guest_650453)
October 2, 2018 16:17

Got targeted offer 10x on Amazon-Target

Abelian Grape
Abelian Grape (@guest_650474)
October 2, 2018 17:25

Please, please, please always list the manner in which the targeting occurs.