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Contents
The Offer
- Chase is sending out offers to existing Chase IHG Select cardholders offering to upgrade them to the new Chase IHG Premier card. If you upgrade you will receive 5,000 bonus points after you upgrade and make your first purchase by March 31st, 2019
Our Verdict
We’ve talked about why you shouldn’t upgrade before, but some things have changed including this card now falling under the 5/24 rule. Keep in mind rewards certificates issued before May 1st, 2019 will be unrestricted if you have the old card with the $49 annual fee. If you upgrade you’ll lose that unrestricted certificate. Because of that upgrading doesn’t really make any sense.
This table below helps compare the two cards:
| Select | Premier | |
|---|---|---|
| Annual fee | $49.00 | $89.00 |
| Free night certificate | Yes | Yes |
| Earning rate at IHG | 5x | 10x |
| Earning rate at gas stations, grocery stores & restaurants | 2x | 2x |
| Earning rate on all other purchases | 1x | 1x |
| Elite status | Platinum | Platinum |
| Free award night when you redeem points for any stay of 4 or more nights | No | Yes |
| 10% rebate on points booking | Yes | No |
| TSA Pre-Check/Global Entry | No | Yes |
| 20% discount on points purchases | No | Yes |
Hat tip to Traveling For Miles
