Quick tip for those redeeming credit card rewards with banks like Discover, Citi, Chase, or AmEx: It’s worth always leaving over at least a little bit in your credit card points balance in order to take advantage of pay-with-points deals on Amazon. You just need 1 point to do those deals, so the cost of leaving over is quite small. I’ve also wondered if the targeted offers don’t activate for someone who they see with a zero points balance.
This tip has been discussed before, but I just noticed myself with zero Discover points due to a recent cashout; figured it was worth a shoutout.
