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Steven
Steven (@guest_944622)
March 24, 2020 10:03

Warning: You must have a deposit account with U.S. bank before they approve your application for U.S. Altitude Reserve credit card. Other credit cards don’t count as U.S. bank relationship. I applied for it because I had U.S. REI mastercard but I just received a letter that declined my application because of “No current account relationship with U.S. Bank”. Called the underwriting dept. and the rep confirmed it.

aubergine
aubergine (@guest_821914)
October 10, 2019 17:17

USB AR (Altitude) Retention Call DP
~12k normal mostly 3x bonused spend over last year + have a USB checking/savings a/c
no product changes available
5k pts to keep card open which I accepted.
call took 4min total, and was easy peasy
(compared with Citi Retention calls normally take me 20 min of baloney)

Steph
Steph (@guest_776654)
June 30, 2019 18:36

Is there any way to get this card if you’re not in US Bank’s footprint? I live in NY state and would like to use it for the 3x mobile payments!

Jay
Jay (@guest_775873)
June 28, 2019 06:23

Kinda related topic, seems still fitting here: (also a x-post)

Was anyone RECENTLY able to double dip the 2nd year annual travel credit, before canceling (or downgrading) the card?

DP here https://www.doctorofcredit.com/u-s-bank-altitude-reserve-review-50000-point-sign-bonus-750-towards-airfare-325-travel-credits/#comment-731672 from early March saying ‘no’, but it contradicts all other historical DP’s.

So I’m curious if US Bank fixed sth. or the mentioned poster messed up somehow…?

David
David (@guest_960784)
April 20, 2020 15:32

Just had my annual fee post last month. I was able to use up the replenished annual travel credit and cancel it and get the annual fee refunded.

Jr
Jr (@guest_774656)
June 25, 2019 19:26

I too can confirm i never got the second bonus for the card. The perso who originally claimed he did must have lied or simply made a mistake.

NKB
NKB (@guest_772107)
June 19, 2019 20:42

Is there a work around, other than applying for a different USB card, to get the AR if you are in a non-USB state? Checking/savings/CDs are a no-go last I checked.

Steven
Steven (@guest_772165)
June 19, 2019 23:27

By no go do you mean you don’t want one of those products? I did checking and I think any of those that you mentioned should work.

NKB
NKB (@guest_772284)
June 20, 2019 06:37

I cannot get a checking/savings/cd account living in New York. I spent about 45 min with various reps the other day and it seems the only option is to get a different card, wait five days, and apply for AR.

Steven
Steven (@guest_773584)
June 23, 2019 17:41

Ohh I had missed the part where you said non-USB state. Yeah then I think your only option would be another credit card. The Cash+ is really good and I think that’s a card everyone should have anyway. It’s 5% cash back on 2 categories you choose and 3% on 1 category you choose. The 3% isn’t interesting but the 5% is. The categories always stay the same and I pick Utilities and Cable/Internet providers. Can’t get 5% back on those things anywhere else so it’s a card I got solely for those categories.

james
james (@guest_772066)
June 19, 2019 18:42

I think only one person ever got it, it might be a flute dp

dk
dk (@guest_772108)
June 19, 2019 20:42

fluke you mean?

Steven
Steven (@guest_772057)
June 19, 2019 18:12

On the upside, I really like the card as a spending card. The mobile wallet and Samsung Pay is great to use and so far, the Priority Pass still includes restaurants, albeit limited to 4 visits per year. I’ve cancelled my CSR and will likely be cancelling my AMEX Business Plat but the US Bank AR will be staying.

Dheeraj
Dheeraj (@guest_772082)
June 19, 2019 19:35

Isn’t it only the first year?

Steven
Steven (@guest_772131)
June 19, 2019 21:52

Not sure exactly what you’re referring to but everything I mentioned is permanent.

DC
DC (@guest_1481057)
November 6, 2022 12:05

TC says, “Cardmembers who enroll in the Priority Pass Select program will receive access for 12 months to airport VIP lounges worldwide that participate in the Priority Pass Select program. “

chris paynter
chris paynter (@guest_772472)
June 20, 2019 13:02

Agreed. I nearly cancelled my Altitude after the first year, and held on only because when I called to cancel, CS give me a 10k retention bonus.

But then I got onboard with real-time redemption, Costco started accepting NFC meaning effectively 4.5% at Costco, wife got a Samsung phone which meant 4.5% almost everywhere else and I realized that I could overcome that $75 effective annual fee pretty easily versus a 2% (or even 2.5%) card. Right now, just based on effective cashback, I’m seeing this card as worth about $175 (after subtracting the annual fee) to me every year.

And then on top of all that, I discovered the joys of airport lounge access with Priority Pass.

No, this card is a keeper.

MoreSun
MoreSun (@guest_774186)
June 24, 2019 21:31

LOL because ditto. I would have cancelled without the 10k retention bonus but in it’s 2nd year I’m getting more use out of the 3x mobile payments and I have the 1.5x RTR down. I’m gonna keep it as well now.

el_pistolero
el_pistolero (@guest_772053)
June 19, 2019 17:53

Do you know if the other Flexperks cards are churnable or not?

Brandonduh
Brandonduh (@guest_772070)
June 19, 2019 18:50

I’ve had the business version twice and received the bonus on both. First one was closed before applying for the second. Second one applied in Feb 2018

john
john (@guest_772083)
June 19, 2019 19:35

ive done the personal twice but closed the first as well before applying the 2nd

BW
BW (@guest_772129)
June 19, 2019 21:51

How did you use the points?

Frank
Frank (@guest_772052)
June 19, 2019 17:53

The question is whether the terms said you wouldn’t get the bonus again. If they did then yeah that sucks. If not then I’d fight for the points

Snuupy
Snuupy (@guest_774566)
June 25, 2019 16:41

In the welcome email:

“One-time 50,000 bonus Points will be awarded if you are approved for a new U.S. Bank Altitude Reserve Visa Infinite Card and eligible Net Purchases totaling $4,500 or more are made to your Account within 90 days after Account opening. Points are earned on eligible Net Purchases. Net Purchases are purchases minus credits and returns. Rewards are earned based on eligible net purchases. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks; upon approval, see your Cardmember Agreement for details. Please allow 6-8 weeks for your bonus Points to be credited to your Account. The bonus is not available to Cardmembers who currently have, or had, a U.S. Bank Altitude Reserve Visa Infinite account. Use of the Card is subject to terms and conditions of the U.S. Bank Altitude Reserve Visa Infinite Cardmember Agreement, which is provided at Account opening and may be amended from time to time. This offer may not be combined with any other bonus offer. ”

>The bonus is not available to Cardmembers who currently have, or had, a U.S. Bank Altitude Reserve Visa Infinite account.

Ana
Ana (@guest_1284216)
November 16, 2021 11:40

The welcome email doesn’t count, at this point we’ve already agreed to the terms when applying… this should be clearly stipulated in the ts and cs