[Update] US Bank Altitude Reserve Temporarily Allows $325 Travel Credit For Dining Purchases; Also 3x Points On Dining (6/1-12/31)

Update 6/10/20: Readers wondered why this wasn’t being sent out to cardholders: reader Mark now finds it in the US Bank online credit card login (Reward Center > My Rewards > Redeem Rewards & Access Card Benefits > Access my card benefits > Dining Offer).

Original Post:

US Bank’s premium card the Altitude Reserve is getting two temporary benefits for June 1 through December 31, 2020:

  • Dining, takeout, and food delivery purchases will count towards the $325 annual travel credit through the end of the year. This is an additional option on top of the Travel option.
  • Card will earn 3x on dining purchases (regularly just 1x) through the end of the year; this category includes takeout and delivery as well.

We’ve received this information from reliable sources. According to the info we’ve received, these benefits are already live since June 1; if anyone can confirm seeing it already in their Altitude Reserve login, please let us know in the comments.

I imagine US Bank will communicate these new benefits to cardholders directly, and perhaps release it in the coming days in the media as well. It was just made known to their bankers today.

Worth noting that the $325 annual travel credit is based on cardmember year, not calendar year, so it’s possible that some people will be able to max out TWO years of $325 credits on Dining purchases if their card renews sometime during this 7-month timespan.

Our Verdict

We’ve seen most banks with premium cards make various additions/perks to their cards during this time of minimal travel; not surprising to see US Bank do the same. The dining credit option isn’t as easy as grocery/gas that Chase did or grocery/restaurant that Citi Prestige did, but it still is a nice additional option, especially with the takeout and delivery services being there as well.

The temporary addition of 3x dining is also a nice bonus on top of the ordinary 1x earning. A lot of people use mobile payments to get 3x everywhere, but this is useful for someplace that does not have a mobile payments option.

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Mango
Mango

Officially confirmed! This morning I received a “Travel Credit” for a Grubhub transaction that posted on the 1st.

dan
dan

If you have charges that count towards the $325 credit, then is this charge countable towards the $4500 spend for the signing bonus?

Xelodia
Xelodia

I realize most of these questions have been answered by now, but I’ll add a data point of ‘travel credit received for purchase of reloading Dunkin’ app using Google Pay’.

Reincarnated JCB
Reincarnated JCB

Purchases from June 4, 5
Posted to card June 8
Credited “Travel Category Credit” June 10

Superchurn
Superchurn

Anyone tried an instacart charge? I suspect it wont count, but thought I’d ask for any DPs

Rena
Rena

Is this working already? I have a transaction (5guys 6/3) posted on 6/5 but nothing yet. Before, travel credit always posted very quickly.

eta Just saw the pinned message, maybe I need to wait a bit more

Rena
Rena

If anyone is interested, I called and was told that 5guys codes as a special food store which isn’t included in the dining credit.

leo
leo

This card is pretty hard to apply. Always got approval each bank and with score 815+ , also with US Bank checking and 1 biz card. However, I didn’t get approval for this. Don’t know if covid-19 reason most bank tight up new application or this is really tough…

kundan bharti
kundan bharti

I was told the same benefit by the support rep yesterday when I called them up.

dan
dan

Can someone educate me what the definition of card member year is? I am trying to apply for this card, and wanted to see when is the best month to apply if it matters for this card member year perspective? (if I plan to cancel in 2-3 years).

Also re: the 3x points on dining, but also you get the credit back up to $325 – if you get the credit back for your dining expense, do you still earn 3x points? I have a CSR and for my travel expenses, they do not give any points if the expenses are credited back as part of the $300.

Jo
Jo

I didn’t get Travel Credit for my dining transaction. It’s been 1 day since it posted. This might be because I used Mobile Pay for it or does the credit process later?

Jed
Jed

My credit posted on the 3rd for a transaction that posted on the 1st. Have another one that posted on the 8th still waiting on credit. Both were orders in app using apple pay

Jo
Jo

Yea. I just read the update and says might take up to 3 business days for the travel credit.

andy
andy

ordered Chipolte using apple Pay, confirmed charge refunded.

SO its also working through apple pay for food stuff as well. Though with 3x on food, apple pay vs using card directly is the same…

Jo
Jo

Interesting. I used Apple Pay on my dining transaction and no travel credit so far. It’s been 1 day.

YoniPDX

Was it a major chain – I’ve noticed that some independent places that use Square or other CCS POS don’t always code as “Dining” for points with AmEx and Visa transactions.

Also if charge is still pending (or hasn’t been batched by retailer) this could be the other reason why.

Jo

James
James

What about transactions through the levelup aoo – which is only for dining places?

Jo
Jo

The update says up to 3 business days. I got it so looks like it’s working as described.

MrObvious
MrObvious

Impatient much?

Jo
Jo

Oh not trying to be. I thought it was instant like Real Time Rewards. Well I got it now. The benefits say it takes up to 3 business days so … all good.