[YMMV] American Express Business Gold & Kabbage 120k + $200 Offer

Update 8/28/22: They’ve now added a $200 bonus on top of the 120,000 offer. Same link. (ht geauxcali)

The Offer

Direct link to offer

  • American Express is offering a bonus of up to 120,000 Membership Rewards points. Bonus is broken down as follows:
    • Get 90,000 Membership Rewards points after you spend $10,000 within 3 months of signup on the Business Gold card
    • Get 30,000 Membership Rewards points after you draw at least once from the Kabbage FundingTM line of credit within the first 3 months of Business Gold Card Membership

Card Details

  • $295 annual fee, not waived first year
  • Card earns 4x points on the two categories your business spends the most each billing cycle, from the following list (up to $150,000 in combined purchases each calendar year):
    • U.S. purchases at restaurants
    • Airfare purchased directly from airlines
    • U.S. purchases for advertising in select media
    • U.S. purchases at gas stations
    • U.S. purchases for shipping
    • U.S. computer hardware, software, and cloud computing purchases made directly from select providers
  • 25% points back after you book a flight with pay with points

Our Verdict

We’ve seen a few variations of this deal before, but the Kabbage bit is new (American Express also offers a $300 Kabbage checking bonus). This offer doesn’t have the lifetime language either, so you should be able to get this bonus even if you’ve held the Business Gold card before.

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