Update 8/28/22: They’ve now added a $200 bonus on top of the 120,000 offer. Same link. (ht geauxcali)
The Offer
- American Express is offering a bonus of up to 120,000 Membership Rewards points. Bonus is broken down as follows:
- Get 90,000 Membership Rewards points after you spend $10,000 within 3 months of signup on the Business Gold card
- Get 30,000 Membership Rewards points after you draw at least once from the Kabbage FundingTM line of credit within the first 3 months of Business Gold Card Membership
Card Details
- $295 annual fee, not waived first year
- Card earns 4x points on the two categories your business spends the most each billing cycle, from the following list (up to $150,000 in combined purchases each calendar year):
- U.S. purchases at restaurants
- Airfare purchased directly from airlines
- U.S. purchases for advertising in select media
- U.S. purchases at gas stations
- U.S. purchases for shipping
- U.S. computer hardware, software, and cloud computing purchases made directly from select providers
- 25% points back after you book a flight with pay with points
Our Verdict
We’ve seen a few variations of this deal before, but the Kabbage bit is new (American Express also offers a $300 Kabbage checking bonus). This offer doesn’t have the lifetime language either, so you should be able to get this bonus even if you’ve held the Business Gold card before.

