Contents
The Offer
- Bilt Mastercard is offering some cardholders 5x points for 5 days when you request a credit limit increase
Our Verdict
There is a limit of 10,000 bonus points (this is $2,500 in spend). Not everybody will get this offer unfortunately but might be worth it if you have some big purchases coming up.
Hat tip to FM
Older post I know, but as I said before I got the 5x bonus when I increased my limit by $3000. They then extended it for 30 days on restaurants and grocery stores.
But then it occurred to me, since restaurants already get 3x on this card, the bonus is only 2 points more. That means the $2500 in spend is not a fixed number since not all spend would be on 1x categories and will be a YMMV situation. (possible $5000 spend if all spend was at restaurants.)
I got the 5x bonus email today after raising my limit yesterday by $3000. I DID NOT get the bonus when I signed up for the card.
I got this targeted offer last month around Feb 15. They increased my credit limit automatically and gave 5X points for the next 5 days on all purchases. Later, I got 5X points only for Groceries, Dining and Gas till 03/01.
So, 02/15 to 02/20 – 5X on all purchases.
02/21 to 03/01 – 5X on Dining, Groceries and Gas.
I called for a credit line increase, I asked for 5k more than my current limit, No pulls and they said they would send me a letter. I’m guessing it was flat out declined
Is it automated or you have to speak to agent when calling? Would be nice to just click the button and yes or no lol!
You speak to an agent.
Wouldn’t it be best to wait til before the end of the month to hit the spend on the 1st?
It won’t stack. Their 5x promos override the card rates.
It may be a hard pull
They’ll give you a 5x GGR for 30 days after the 5 days ends as well
Post that they also sent me GGR (gas, grocery, rest) offer for 5x points even though it wasn’t useful as i had same offer via SYW.
Does bilt allow tax payments?
Yes but it is excluded from all promos
No. I read that BILT Rewards MasterCard changed this policy. You could make tax payments in the past. I suggest asking the BILT agent when you contact them to verify.
Is this targeted offer in the app? Emailed out? Etc.