[YMMV] Citi Strata Elite Review: 100,000 Points Bonus

Warning: Use this link at your own risk, it was found on the US Credit Card Forums and it’s unclear where it originated. Safer method would be calling in branch to get them to e-mail you a 100k link

The Offer

Direct link to offer

  • Signup for a new Citi Strata Elite card and get 100,000 points after spending $4,000 within 3 months

Card Details

  • $595 annual fee
    • $75 for each Authorized User 
    • There is $145 annual fee discount if you have Citigold or Private Client relationship with the bank ($200k+)
    • Citi Private Clients get the entire $595 waived for the first year
  • No foreign transaction fees
  • Card is a Mastercard. It’s the the first World Legend Mastercard.
  • Points transfer to American Airlines, JetBlue, Virgin Atlantic, 
Cathay Pacific, Eva Air, Choice Hotels, The Leading Hotels of the World and others.

Card Benefits

  • $300 Annual Hotel Benefit â€“ Each calendar year, enjoy up to $300 off a hotel stay of 2 nights or more when booked through cititravel.com.
  • $200 Annual Splurge Credit â€“ Every calendar year (January 1 through December 31st), earn up to $200 in statement credits on your choice of up to 2 of the following brands: 1stDibs, American Airlines (exclusions apply), Best Buy, Future Personal Training, and Live Nation (exclusions apply). Remember to activate two Splurge merchants. 
  • $200 Annual Blacklane Credit â€“ Every calendar year, earn up to $200 in statement credits when you book with Blacklane, a premium global chauffeur service. Earn up to $100 on Blacklane purchases January through June and up to $100 July through December.
  • Priority Pass Select membership â€“ Enjoy complimentary access to 1,500+ airport lounges worldwide. Annual membership fee valued at $469. (Restaurants not included, unfortunately.)
  • American Airlines Admirals Club Lounge Access Passes â€“ Every calendar year, receive 4 Admirals Club Citi Strata Elite Passes for access to nearly 50 Admirals Club lounges (over $300 in value). Inside each of the nearly 50 lounges, you can enjoy a selection of snacks, complimentary cocktails, personal travel assistance and more.
  • $120 Global Entry or TSA PreCheck Application Fee Credit – Receive a statement credit, up to $120 every four years, as reimbursement for your application fee for Global Entry or TSA PreCheck.

Points Earning

Card earns Citi ThankYou points:

  • 12x points per dollar spent on Hotels, Car Rentals, and Attractions booked on cititravel.com
  • 6x points per dollar spent on Air Travel booked on cititravel.com
  • 6x points per dollar spent at restaurants on Citi Nights purchases, Friday and Saturday from 6 PM – 6 AM ET
  • 3x points per dollar spent at Restaurants any other time
  • 1.5x points per dollar spent on All Other Purchases

Our Verdict

This is obviously better than the public 80,000. Again I’d advise caution using this link but people can do their own risk assessment on this one. We likely won’t add this to the best credit card bonus page due to the risk involved. 

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