[Rumor] Chase Ritz-Carlton Card Annual Fee Will Increase To $695, Adds New Benefits (Effective August 1st)

Multiple rumors are coming out which point to a refresh of the Chase Ritz-Carlton card. The rumor has it that these changes will take effect on August 1, 2025. It’s likely that existing cardholders will keep the older card details for some time beyond August.

Changes:

  1. Annual fee to increasing from $450 to $695
  2. $200 renowned resort reservation credit
  3.  

    Three Ritz-Carlton bar vouchers

Unchanged:

  • $300 airline incidental credit
  • 85k annual FNC unchanged
  • Unlimited priority pass for authorized user cards
  • Marriott Gold Elite Status
  • Car rental insurance and travel protections stay the same

Overall this sounds like a big negative change if we have all the details. It’s possible there are more benefits or coupons that we haven’t heard yet about. Again, at this point it’s a all just rumors.

Hat tip to various Redditors (here, here, here)

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tassojunior
tassojunior (@guest_2092784)
July 5, 2025 13:44

Ritz has never raised the fee for existing cardholders. I’ve heard some still have $195 and plenty still have $395.

Johnny
Johnny (@guest_2092858)
July 5, 2025 17:28

I’ve only had the RC for 7 months and hoping this is true. Chase needs to treat the RC card like Costco treat their $1.50 hotdog combo.

Jack
Jack (@guest_2092892)
July 5, 2025 19:21

When I talked with the Chase rep, she said that my card will see the higher annual fee upon renewal. So, while we can all hope, my expectations have been set.

KS
KS (@guest_2092894)
July 5, 2025 19:25

When is your renewal due?

Andy
Andy (@guest_2092770)
July 5, 2025 13:19

Gotta recoup some of the $900 they lose each year on the checking/savings product even if they are in different books.

AP
AP (@guest_2092891)
July 5, 2025 19:20

They are quite profitable on their consumer banking side.. just the margins aren’t at the level of their credit, equity and M&A consulting is at.

Ash
Ash (@guest_2092911)
July 5, 2025 20:41

So many losers leave their money untouched in Chase Savings. Chase is making a killing for the last two years due to the delta between 7-day T-bills (4%) and 0.01% that they payout.

UnhingedCFPBer
UnhingedCFPBer (@guest_2092764)
July 5, 2025 13:11

These changes come from the CFPB closing.

They are raising card fees and devaluing points where they couldn’t before.

Jack
Jack (@guest_2092774)
July 5, 2025 13:21

While I am a supporter of the CFPB, the changes we are seeing are systematic. For example, the Amex Platinum annual fee increase is roughly 30 percent each refresh. The CSR refresh had been in the works since 2023. Same with the still unborn Citi Strata Elite.

whocares
whocares (@guest_2092883)
July 5, 2025 19:13

deleted

Mike
Mike (@guest_2092944)
July 5, 2025 23:22

I was not aware there are instances now that weren’t possible before.

Ryan
Ryan (@guest_2092743)
July 5, 2025 12:25

They should increase the status perk from Gold to Platinum at this new price point.

Steven
Steven (@guest_2092715)
July 5, 2025 11:01

Thank you Chase for making my decision easier now to close or PC!

Raul Hernandez
Raul Hernandez (@guest_2092708)
July 5, 2025 10:47

Another Chase product “enhancement” ahead, Get out the lube and bend over!

Tony
Tony (@guest_2092707)
July 5, 2025 10:46

Been bonvoyed enough. Keep me grandfathered into $450 AF or I am downgrading to the $0 AF Bold card. I am not paying $695. Chase, get rid of the Ritz card Priority Pass if you need to save a few bucks.

Benigno Aguilar
Benigno Aguilar (@guest_2092700)
July 5, 2025 10:24

Man, Cap 1 must be salivating at increasing the AF at this point for the VX.

AP
AP (@guest_2092893)
July 5, 2025 19:23

They will do the same once merger with Discover is progressing. They have little to lose by not increasing. This market is very much a hockey stick curve. Competition doesn’t necessarily support lower prices bc there aren’t a lot of competition in the premium space. They act more like a cartel or oligarchic market.

Prancer
Prancer (@guest_2092677)
July 5, 2025 09:16

My annual fee just posted 4 days ago. One last ride, I suppose :/ been a keeper card for me since 2016

theduck
theduck (@guest_2092728)
July 5, 2025 11:23

How long ago was your card anniversary? Mine is in May but I haven’t been charged the annual fee yet. Not sure if the increase will be based on the renewal date or when it posts, but I’m hoping mine posts this month to be safe til next year

Jime
Jime (@guest_2092676)
July 5, 2025 08:30

i will keep it if the card has marriott platinum card benefit

Tony
Tony (@guest_2092718)
July 5, 2025 11:04

so you can refer to a complex spreadsheet to see if you can get $5 off breakfast, or be told by the front desk sorry 4pm checkout is not available because short-staffed so it’s 12pm for you or for sending you to a room with a view straight into a parking garage at first only switching you when you complain? i’ve even heard people at the front desk complaining titanium is worthless.

whocares
whocares (@guest_2092884)
July 5, 2025 19:14

doesn’t everyone here already live in a spreadsheet?