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Royse
Royse (@guest_2130042)
August 27, 2025 17:54

At the time of opening the account, the conditions were 12 months between bonuses and 6 months from a closed account. Now they have 12 months from a closed account and a bonus. I didn’t get the bonus, despite the fact that I got a real dd? Is it possible to somehow dispute the fact that in the period of 90 from the opening of the account they changed the conditions?

Pickle Rick🔗
Pickle Rick🔗 (@guest_2130047)
August 27, 2025 18:02

The promotion terms that at apply are always the ones that were in effect at account opening. When did you open your account?

Royse
Royse (@guest_2130091)
August 27, 2025 19:13

I opened my account 5/14/25, but last account I closed 11/5/24. I received the last bonus somewhere in mid-April 2024, since the first account was opened on 01/03/2024. I wrote in the support chat and different agents gave different answers. That I do not meet the conditions, 12 months have not passed since the account was closed, (but I opened it before the conditions changed) Another, that the account was closed on 7/15/24 and another one wrote that the last account was closed in January 2025.

Pickle Rick🔗
Pickle Rick🔗 (@guest_2130120)
August 27, 2025 19:51

None of the responses given by those CSRs are accurate. The limit based on account CLOSURE date was 6 months, so you would have cleared that on 5/6/25.

There was also a potential 12-month limit on bonuses that was in effect when you opened your account: “Huntington reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.”

I don’t know if you’ve also done the biz offer. If so, you have to take that payout date into consideration. Otherwise, you would have cleared the 12-month bonus limit in April 2025.

If you met the requirements, and you didn’t have a biz bonus with the last year, it’s CFPB time.

Here’s the archive of the 5/9/25 terms for your reference: https://web.archive.org/web/20250509144800/https://www.huntington.com/checking-account-promotions-bonuses-offers

Royse
Royse (@guest_2130126)
August 27, 2025 19:58

I think I should first stop by the bank branch. If the issue is not resolved there, then it will be a case for the CFPB. This was my partner’s account, and we opened it at the same time as mine. I received my $600 bonus a week ago, but she has still not received her $400 bonus.

Pickle Rick🔗
Pickle Rick🔗 (@guest_2130140)
August 27, 2025 20:13

Sounds good. Just to make sure, you and P2 aren’t joint owners on either of the accounts, right?

Royse
Royse (@guest_2130145)
August 27, 2025 20:15

Yes, we are separate. Especially for this purpose, I have two separate sheets in Excel

sneaker.suburbz
sneaker.suburbz (@guest_2126768)
August 22, 2025 23:32

5/12/25 – Account opened
5/13/25 – $500 push from Chase (Standard Transfer)
8/14/25 – $400 bonus posted

wilsonhammer
wilsonhammer (@guest_2124497)
August 20, 2025 14:58

mid may – opened account
late may – ACH push $25k into account
a week later – ACH pull it back out
mid august – $25 fee posted
a week later – called to get fee reversed as a one time courtesy
day 96 – bonus posted

i’ll call this week to product change and then zero out the account. i’ll close in a month or so.

Ethan
Ethan (@guest_2117299)
August 12, 2025 04:44

Does the $600 bonus have a period of being fee free?

mothman69
mothman69 (@guest_2120018)
August 15, 2025 07:53

Yes, the first 2 statement periods are free.

Prof
Prof (@guest_2115593)
August 9, 2025 12:54

Datapoint

Did not allow me to open online within footprint (Chicago)
Opened acct in branch on 4/29/25, took a fat minute cuz the banker kept trying to sell different products and explain every detail about their bank. Took near an hour but it wasn’t the worst experience, just long. No opening deposit.

Pushed $500 from PNC on 4/30.

8/5 $400 bonus.

No fees on my acct since I’m in a healthcare worker

BonusNewb
BonusNewb (@guest_2111487)
August 3, 2025 12:13

Does it matter if I transfer money from a Fidelity investment account, or does it have to come from a CMA account to count as a direct deposit?

Frazz
Frazz (@guest_2110365)
August 1, 2025 11:38

I have a question about the $600 bonus that requires making “total new deposits of $25,000 or more within 90 days of account opening”.

Do transfers initiated from the Huntington side (e.g., “pulling” the money from an external account into Huntington) count towards the $25,000 requirement? Or do they all have to be initiated from accounts external to Huntington (e.g., DDs, external transfers, etc.) to count?

mothman69
mothman69 (@guest_2110678)
August 1, 2025 16:45

It doesn’t matter as long as the “new money” is not coming from another Huntington account.

Frazz
Frazz (@guest_2112559)
August 5, 2025 10:15

mothman69 thank you.

zeer0
zeer0 (@guest_2099935)
July 15, 2025 16:11

No issues opening OOS in-branch in PA this week. Pretty straightforward process, took 30 minutes.

zeer0
zeer0 (@guest_2099827)
July 15, 2025 14:12

Extended to 8/15

Pickle Rick🔗
Pickle Rick🔗 (@guest_2098857)
July 14, 2025 12:07

Huntington is coming to TX:

https://www.huntington.com/VeritexBank

Jack
Jack (@guest_2124169)
August 20, 2025 09:14

LFG. Guess this will be an account I’m opening in 2026!