extended to july 7, 2025
extended to 6/9/25
Now requires direct deposit now.
Extended to February 7, 2025
Offer extended to October 7, 2024
Offer extended to June 7th, 2024.
Update 1/28/24: $800 bonus no longer available.
Update 10/26/23: $600 bonus has been increased to $800 with this link.
Update 10/2/23: Extended to 02/07/2024
Update 6/4/23: Extended until October 7, 2023.
Update 5/8/23: Extended until June 7, 2023.
Update 2/8/23: Extended until May 7, 2023.
Update 12/15/22: $400/$600 bonuses available again. Available in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia or Wisconsin. $400 bonus requires direct deposit.
Update 11/17/22: Deal is back and has been increased to $400/$600. Hat tip to reader AA
Offer at a glance
- Maximum bonus amount: $200
- Availability: Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, West Virginia (Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia for the $500 bonus)
- Direct deposit required: Yes for $400 bonus
- Additional requirements: Must be a U.S. Citizen
- Hard/soft pull: Soft
- Credit card funding: None
- Monthly fees: $5, waivable
- Early account termination fee: None
- Household limit: None
- U.S. Citizenship Required: Yes
- Expiration date:
March 31st, 2016June 30, 2016September 30th, 2016January 31st, 2017April 30th, 2017 July 31st, 2017October 31st, 2017 January 7th, 2018 March 31st, 2018 June 30th, 2018 September 30th, 2018 December 31st, 2018 June 30th, 2019October 7th, 2019January 7th, 2020 April 7, 2021February 7, 2023
Contents
The Offer
- Open a Perks Checking account and receive a $400 sign up bonus when you receive a qualifying direct deposit within 90 days of account opening
- Open a Platinum Perks checking account and receive a $600 sign up bonus when you make at least $25,000 in total deposits within 60 days
The Fine Print
- $200/$500 bonus will be deposited within 14 days of meeting the requirements
- Account must maintain an open account status for at least 90 days before it is eligible for the bonus payment.
- Huntington reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships
- This offer is not available to existing checking customers, including fiduciaries, or those with checking accounts closed within the last six months
- Bank reserves the right to limit each customer to one new account related gift incentive per calendar year
- This offer is only available to online applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, West Virginia
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Huntington Perks Checking Checking Account ($200 Bonus)
This account has a $10 monthly fee, this is waived:
- with $1,000 in total monthly deposits or
- with $5,000 in relationship balances from checking and savings
Huntington Platinum Perks Checking Checking Account ($300 Bonus)
The $25 monthly maintenance fee waived with $25,000 in relationship balances from checking and savings
Early Account Termination Fee
They used to charge an early account termination fee but that is no longer charged. Account does need to be kept open for 90 days and then within 14 days of that the bonus will post
Bonus History
- Update 1/26/19: Deal is back and valid until June 30th, 2019. Hat tip to reader Pat
- Update 10/14/18: Deal is back but only the $200 offer is available and a direct deposit is required. I wouldn’t recommend this bonus. Hat tip to YAR.
- Update: When you click through it says the $15,000 in deposits must be maintained for 90 days. This makes the deal considerably worse.
Our Verdict
It’s sometimes possible to receive $350 targeted bonuses with no direct deposit requirement (and sometimes these are also sold on eBay) but this is the best public bonus they offer. We don’t usually see the $600 bonus and it looks like you just need make $25,000 in total deposits rather than having $25,000 deposited at one time. Keep in mind the $25 monthly fee, but it might make sense to go for the $600 bonus and just pay a few months of $25 in fees. If I lived within the target area I’d definitely go for this bonus as no direct deposit is required. It’s kind of a hassle to keep the account fee free even on the $200 bonus, but you could just suck up the $5/$25 monthly fee or close the account (after bonus posts, minimum of 90 days) if you didn’t want to park $5,000/$25,000 (you’d be better off putting that money into a high interest account in my opinion).
We’ve added this bonus to our list of the best bank bonuses. You can view people’s experience with this bonus last time it was available here.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
Post history:
- Update 10/8/22: Extended until February 7, 2023.
- Update 6/8/22: Extended until October 7, 2022.
- Update 2/6/22: Extended until June 7, 2022
- Update 10/8/21: Extended until February 7, 2022.
- Update 9/6/21: The $500 bonus is back and requires a $15,000 deposit instead of $25,000. Unfortunately you need to use an affiliate link to get this offer (we don’t use those). You can find one in the comments below. As long as the website is https://www.huntington.com/xxxxx then it’s legitimate. Looks like this promo is only available in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia.
- Update 7/10/21: Extended until October 7, 2021.
- Update 6/21/21: When I open the link I see ‘llinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia’ when others open the link they see ‘Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia or Wisconsin’ Seems to have been extended to CO, MN, SD, WI. Make sure to check the terms on your offer to ensure your link says the same. It also says ‘If you live in Colorado, Minnesota, South Dakota or Wisconsin, please use the Huntington Mobile app or Online Banking on huntington.com to access your new checking account. Your account will be digital-only until TCF officially joins Huntington in June. If you live in any other state previously mentioned, you can also bank in person at any Huntington branch.’ Hat tip to Brian W
- Update 4/8/21: Extended until July 7, 2021.
- Update 2/18/21: $500 bonus is now $300. Requires a $25,000 deposit instead of $15,000.
- Update 1/4/21: Extended until April 7, 2021. Hat tip to reader Mrs. Gee
- Update 10/4/20: Extended until January 7, 2021. Hat tip to reader Kyle
- Update 7/6/20: Deal has been extended until October 7th, 2020.
- Update 5/7/20: $500 bonus is available again
- Update 4/3/20: Extended until 7/7/20.
- Update 1/4/20: Deal has been extended until April 7th, 2020. Hat tip to reader DP719
- Update 10/17/19: Deal is back and valid until January 7th, 2020. Hat tip to reader Three Monks
At the time of opening the account, the conditions were 12 months between bonuses and 6 months from a closed account. Now they have 12 months from a closed account and a bonus. I didn’t get the bonus, despite the fact that I got a real dd? Is it possible to somehow dispute the fact that in the period of 90 from the opening of the account they changed the conditions?
The promotion terms that at apply are always the ones that were in effect at account opening. When did you open your account?
I opened my account 5/14/25, but last account I closed 11/5/24. I received the last bonus somewhere in mid-April 2024, since the first account was opened on 01/03/2024. I wrote in the support chat and different agents gave different answers. That I do not meet the conditions, 12 months have not passed since the account was closed, (but I opened it before the conditions changed) Another, that the account was closed on 7/15/24 and another one wrote that the last account was closed in January 2025.
None of the responses given by those CSRs are accurate. The limit based on account CLOSURE date was 6 months, so you would have cleared that on 5/6/25.
There was also a potential 12-month limit on bonuses that was in effect when you opened your account: “Huntington reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.”
I don’t know if you’ve also done the biz offer. If so, you have to take that payout date into consideration. Otherwise, you would have cleared the 12-month bonus limit in April 2025.
If you met the requirements, and you didn’t have a biz bonus with the last year, it’s CFPB time.
Here’s the archive of the 5/9/25 terms for your reference: https://web.archive.org/web/20250509144800/https://www.huntington.com/checking-account-promotions-bonuses-offers
I think I should first stop by the bank branch. If the issue is not resolved there, then it will be a case for the CFPB. This was my partner’s account, and we opened it at the same time as mine. I received my $600 bonus a week ago, but she has still not received her $400 bonus.
Sounds good. Just to make sure, you and P2 aren’t joint owners on either of the accounts, right?
Yes, we are separate. Especially for this purpose, I have two separate sheets in Excel
5/12/25 – Account opened
5/13/25 – $500 push from Chase (Standard Transfer)
8/14/25 – $400 bonus posted
mid may – opened account
late may – ACH push $25k into account
a week later – ACH pull it back out
mid august – $25 fee posted
a week later – called to get fee reversed as a one time courtesy
day 96 – bonus posted
i’ll call this week to product change and then zero out the account. i’ll close in a month or so.
Does the $600 bonus have a period of being fee free?
Yes, the first 2 statement periods are free.
Datapoint
Did not allow me to open online within footprint (Chicago)
Opened acct in branch on 4/29/25, took a fat minute cuz the banker kept trying to sell different products and explain every detail about their bank. Took near an hour but it wasn’t the worst experience, just long. No opening deposit.
Pushed $500 from PNC on 4/30.
8/5 $400 bonus.
No fees on my acct since I’m in a healthcare worker
Does it matter if I transfer money from a Fidelity investment account, or does it have to come from a CMA account to count as a direct deposit?
I have a question about the $600 bonus that requires making “total new deposits of $25,000 or more within 90 days of account opening”.
Do transfers initiated from the Huntington side (e.g., “pulling” the money from an external account into Huntington) count towards the $25,000 requirement? Or do they all have to be initiated from accounts external to Huntington (e.g., DDs, external transfers, etc.) to count?
It doesn’t matter as long as the “new money” is not coming from another Huntington account.
No issues opening OOS in-branch in PA this week. Pretty straightforward process, took 30 minutes.
Extended to 8/15
Huntington is coming to TX:
https://www.huntington.com/VeritexBank
LFG. Guess this will be an account I’m opening in 2026!