extended to july 7, 2025
extended to 6/9/25
Now requires direct deposit now.
Extended to February 7, 2025
Offer extended to October 7, 2024
Offer extended to June 7th, 2024.
Update 1/28/24: $800 bonus no longer available.
Update 10/26/23: $600 bonus has been increased to $800 with this link.
Update 10/2/23: Extended to 02/07/2024
Update 6/4/23: Extended until October 7, 2023.
Update 5/8/23: Extended until June 7, 2023.
Update 2/8/23: Extended until May 7, 2023.
Update 12/15/22: $400/$600 bonuses available again. Available in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia or Wisconsin. $400 bonus requires direct deposit.
Update 11/17/22: Deal is back and has been increased to $400/$600. Hat tip to reader AA
Offer at a glance
- Maximum bonus amount: $200
- Availability: Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, West Virginia (Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia for the $500 bonus)
- Direct deposit required: Yes for $400 bonus
- Additional requirements: Must be a U.S. Citizen
- Hard/soft pull: Soft
- Credit card funding: None
- Monthly fees: $5, waivable
- Early account termination fee: None
- Household limit: None
- U.S. Citizenship Required: Yes
- Expiration date:
March 31st, 2016June 30, 2016September 30th, 2016January 31st, 2017April 30th, 2017 July 31st, 2017October 31st, 2017 January 7th, 2018 March 31st, 2018 June 30th, 2018 September 30th, 2018 December 31st, 2018 June 30th, 2019October 7th, 2019January 7th, 2020 April 7, 2021February 7, 2023
Contents
The Offer
- Open a Perks Checking account and receive a $400 sign up bonus when you receive a qualifying direct deposit within 90 days of account opening
- Open a Platinum Perks checking account and receive a $600 sign up bonus when you make at least $25,000 in total deposits within 60 days
The Fine Print
- $200/$500 bonus will be deposited within 14 days of meeting the requirements
- Account must maintain an open account status for at least 90 days before it is eligible for the bonus payment.
- Huntington reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships
- This offer is not available to existing checking customers, including fiduciaries, or those with checking accounts closed within the last six months
- Bank reserves the right to limit each customer to one new account related gift incentive per calendar year
- This offer is only available to online applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, West Virginia
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Huntington Perks Checking Checking Account ($200 Bonus)
This account has a $10 monthly fee, this is waived:
- with $1,000 in total monthly deposits or
- with $5,000 in relationship balances from checking and savings
Huntington Platinum Perks Checking Checking Account ($300 Bonus)
The $25 monthly maintenance fee waived with $25,000 in relationship balances from checking and savings
Early Account Termination Fee
They used to charge an early account termination fee but that is no longer charged. Account does need to be kept open for 90 days and then within 14 days of that the bonus will post
Bonus History
- Update 1/26/19: Deal is back and valid until June 30th, 2019. Hat tip to reader Pat
- Update 10/14/18: Deal is back but only the $200 offer is available and a direct deposit is required. I wouldn’t recommend this bonus. Hat tip to YAR.
- Update: When you click through it says the $15,000 in deposits must be maintained for 90 days. This makes the deal considerably worse.
Our Verdict
It’s sometimes possible to receive $350 targeted bonuses with no direct deposit requirement (and sometimes these are also sold on eBay) but this is the best public bonus they offer. We don’t usually see the $600 bonus and it looks like you just need make $25,000 in total deposits rather than having $25,000 deposited at one time. Keep in mind the $25 monthly fee, but it might make sense to go for the $600 bonus and just pay a few months of $25 in fees. If I lived within the target area I’d definitely go for this bonus as no direct deposit is required. It’s kind of a hassle to keep the account fee free even on the $200 bonus, but you could just suck up the $5/$25 monthly fee or close the account (after bonus posts, minimum of 90 days) if you didn’t want to park $5,000/$25,000 (you’d be better off putting that money into a high interest account in my opinion).
We’ve added this bonus to our list of the best bank bonuses. You can view people’s experience with this bonus last time it was available here.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
Post history:
- Update 10/8/22: Extended until February 7, 2023.
- Update 6/8/22: Extended until October 7, 2022.
- Update 2/6/22: Extended until June 7, 2022
- Update 10/8/21: Extended until February 7, 2022.
- Update 9/6/21: The $500 bonus is back and requires a $15,000 deposit instead of $25,000. Unfortunately you need to use an affiliate link to get this offer (we don’t use those). You can find one in the comments below. As long as the website is https://www.huntington.com/xxxxx then it’s legitimate. Looks like this promo is only available in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia.
- Update 7/10/21: Extended until October 7, 2021.
- Update 6/21/21: When I open the link I see ‘llinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia’ when others open the link they see ‘Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia or Wisconsin’ Seems to have been extended to CO, MN, SD, WI. Make sure to check the terms on your offer to ensure your link says the same. It also says ‘If you live in Colorado, Minnesota, South Dakota or Wisconsin, please use the Huntington Mobile app or Online Banking on huntington.com to access your new checking account. Your account will be digital-only until TCF officially joins Huntington in June. If you live in any other state previously mentioned, you can also bank in person at any Huntington branch.’ Hat tip to Brian W
- Update 4/8/21: Extended until July 7, 2021.
- Update 2/18/21: $500 bonus is now $300. Requires a $25,000 deposit instead of $15,000.
- Update 1/4/21: Extended until April 7, 2021. Hat tip to reader Mrs. Gee
- Update 10/4/20: Extended until January 7, 2021. Hat tip to reader Kyle
- Update 7/6/20: Deal has been extended until October 7th, 2020.
- Update 5/7/20: $500 bonus is available again
- Update 4/3/20: Extended until 7/7/20.
- Update 1/4/20: Deal has been extended until April 7th, 2020. Hat tip to reader DP719
- Update 10/17/19: Deal is back and valid until January 7th, 2020. Hat tip to reader Three Monks
For non-citizens, I was able to open in-branch. The banker eventually asked if I was a citizen or a Greencard holder, which I am neither. But I was able to open nonetheless. Did not show up on Chex as of now.
It appears that they have made the churn restriction longer. I guess this happened at the latest extension of the bonus?
“This offer is only available to new personal checking customers. All existing Huntington checking customers, including those with any relationship (including fiduciary) to any other Huntington personal checking account, or those who closed a checking account within the last 12 months, are not eligible. Eligible checking accounts for this offer are: Huntington Perks Checking and Huntington Platinum Perks Checking”
Possibly, they will extend the offer till August 15th. I opened it with 600 bonus in the branch in NC today. She used the promo code from my email. The bonus addendum states that the promo period to open an account is from 10.02.2024 to 08.15.2025. We have 2 new branches in my city, and she said that five more will be opened soon. NC should be in the title too.
Tried to open online and got the “Come see us” (open in branch) message (I’m many miles from one). Tried calling in and they said the same thing. Finally tried one last shot with a different browser (Chrome) in Incognito Mode, and used a different e-mail address (but same phone number) as previous account (I’m trying to churn). That worked. Account opened 6/28/25 – previous personal account closed 6/26/24, and I’ve done business in between. I received the promo from the last account in May 2024, so I should be past the “rolling” 12 month mark. Fingers crossed it works again…
Thank you. This saved me a branch visit. I just had the same experience (also churning).
Erin mentioned, the addendum says the $600 bonus is available if opened before August 15, 2025.
Also, as
DP:
3/25- Fidelity CMA Push $501 (pull day after)
4/21- Fid Push $1000 (pull day after)
6/02- Fid Push $1000 (pull day after)
6/24- $400 checking PROMO Posted
Fidelity, because Chase has a habit of cancelling ACH transfer when initiated with them.
Push to Fidelity, otherwise they put a 1-3 week hold on the funds, last I knew. YMMV.
DP:
3/8/2025 Account opened online
3/14/2025 $501 push from Chase Personal
6/10/2025 $400 Bonus posted
North Carolina has been added to their territory. Just opened Perks Checking accounts with the $400 bonus for myself and P2 online without a hitch.
How long are you all leaving the accounts open after the bonus hits?
Found your initial DP about elderly relative along with Pickle Rick’s OOS experience in comments. Appreciate the info.