Experimenting With A 5% Cash Back Store Card’s current credit card is issued through Chase and is pretty unremarkable, it earns 3% back on all purchases and then 2% on all gas station, restaurants & pharmacy store purchases and then a measly 1% back on all other purchases.

There have been a few reports of people seeing targeted offers when logged into on Fat Wallet. All applicants get a $20 Amazon gift card after card approval and then get to choose one of the following offers:

  • 5% cash back on all purchases (cash back posts as a statement credit)
  • Financing offers
    • 6 months special financing on any purchase totaling $149 or more
    • 12 months special financing on any purchase totaling $599 or more
    • 24 months special financing on select Amazon-sold items
    • 12 equal monthly payments on select amazon-sold items
    • 24 equal monthly payments on select amazon-sold items

5 percent cash back store card

The 5% cash back on all Amazon purchases might seem like a great deal, but it’s actually possible to get this with a number of cards already. For example, cards that earn at a high rate at bookstores will also earn that same rate on most purchases as Amazon codes as a bookstore.

It’s also possible to purchase gift cards at lots of different locations and get cash back on Amazon purchases that way. We’d recommend looking at our list of cards that earn 5%+ cash back for some ideas.  If you’re still interested in this 5% Amazon card here is how to see if you are targeted for it:

  1. Log into your account
  2. Scroll down to the bottom of the page and look for a link that says “ Store Card”

Not everybody will see the same offer as posted below, so feel free to share what offer you do see in the comments.

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Peter Sagal
Peter Sagal

William Charles I’ve never opened an Amazon Store Card before. Is there any trick to applying for this without a hard pull or do store cards even have hard pulls? I’ve never had a store card before only credit card.

I was just browsing Amazon and it popped up $40 gift card for the Amazon Store Card (not the credit card) and also 5%. thanks


Mine shows up as a 4% cash back.