Posted by Chuck on July 19, 2019
Credit Cards

Published on July 19th, 2019 | by Chuck

44

Amazon ‘Prime Now’ Codes As Grocery On Credit Card

Recent reports indicate that Amazon Prime Now now codes as grocery on the Amex Gold card for 4x and on the Blue Cash Preferred for 6%. I’d guess the same would be for Visa and Mastercards, but we’ll need data points to verify that.

Previously, Prime Now coded as MISCELLANEOUS / SPECIALTY RETAIL STORES. Prime Now is Amazon’s grocery delivery arm. Not sure how popular they are, but supposedly grocery delivery is the wave of the future.

Hat tip to hyungjoh



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Uncivil_Engineer
Uncivil_Engineer

Pressing F early to pay respects to this anomaly.

perfectviking
perfectviking

Cool, this will die a fast death.

Jacob Hurley
Jacob Hurley

Prime now is actually grocery delivery. I feel this is intentional.

perfectviking
perfectviking

No, it’s much more than grocery delivery.

Uncivil_Engineer
Uncivil_Engineer

Yes, I’m sure that Amex meant to provide 5-6.8% return on Amazon spend…

Jacob Hurley
Jacob Hurley

There’s a big deference between Prime Now and Prime.

Uncivil_Engineer
Uncivil_Engineer

If this was AmazonFresh, which is explicitly for grocery delivery, that would be one thing. But there are many non-grocery things on Prime Now that have (temporarily) become much more interesting to purchase…

qmc
qmc

You can get some of those things through fresh too (non-grocery items, but a pretty limited selection, closer to the non-grocery household items you might find at the grocery store/drug store)

TomTX
TomTX

My local grocery store also sells small appliances and clothing. The bigger one down the road has electronics and outdoor furniture sections.

Things are not quite so clear cut anymore.

Ric
Ric

It might surprise you, but I think it makes sense because Amazon Prime delivers groceries. What is going to die fast is office supplies CCs, Amex started yesterday, Chase next?

Debit
Debit

Why should they die. They ate useless anyway. You only get 200 vgc with a 6.95 fee and a pain to liquidate

AKJohnny
AKJohnny

not during the fee-free weeks… this week staples has $200 mcgc for 0 fee…

Fathiss
Fathiss

American express stopped what yesterday? And why would you use anAmerican express card at an office supply store excepting current Amex offers?

qmc
qmc

some people like 5x MR

FindingMyPossible
FindingMyPossible

What card gives 5x MR?

qmc
qmc

My bad, I was thinking of amex’s 5% cashback card. Which might be the only 5% available if you’re locked out of chase.

sam
sam

I can confirm, AMAZON PRIME NOW $90.76 Earned $5.45 I am getting 6% on whole foods delivery.

Jeff
Jeff

Please delete this post before it’s gone forever.

William Charles

Already being publicly discussed

Jags
Jags

—Amazon Prime Now—codes as grocery.

Not

Amazon Prime—now codes as grocery

Not gonna lie I almost flipped when I read the title!

CharlesinNYC
CharlesinNYC

Just received groceries from Amazon Prime today, used BofA Cash Rewards, was hoping to get the 3% online category but 2% groceries with 75% reward boost would not be terrible.

USam
USam

Got exited for a minute after reading the headline as; “Amazon Prime”- Now Codes As Grocery On Credit Card.”

DM
DM

Does seem like it is location dependent as there is much more than groceries in certain areas

al613
al613

Its mostly groceries so, its a proper coding. You regular supermarket also sells all kind of things and gift cards, but is coded as grocery.

MB
MB

In my area Amazon Fresh does not operate. PrimeNow offers nothing more than 1-2 hour delivery from local Whole Food stores!

Phill
Phill

Great for those who don’t have an already Amazon 5x card. Business as usual for those who do.

Dave
Dave

Not sure if I understand why so many people think this is unsustainable/lucrative. You can already buy discounted Amazon GCs (at office supply stores, for example) and use those for Prime Now purchases. Certainly this is one less step, which is nice. But not game-changing.

ThaigerNation
ThaigerNation

Unless you are Scrooge McDuck you should also be tipping the delivery person which eats into MS margin.

sybloc
sybloc

Wonder how long it will be before Amazon realizes its offering a significant discount on its gift cards. Possibly only for Whole Foods via Prime Now?

https://primenow.amazon.com/search?k=gift+card&p_95=A024&merchantId=A3IW5GL8H4PMF0

ThaigerNation
ThaigerNation

Like the user below mentioned, it’s a similar deal to buying Amazon GC for 5x with Ink Cash, this just saves a visit to office supply store. But as I mentioned, tipping the driver (which you should be doing) eats into your margin.

Wyle
Wyle

gotta love it. Filter Prime Now items by software category and I get lettuce, peanut butter, granola bars, and strip steak. Granola bars aren’t soft.

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