The Offer
Bilt rent day for October 2026, up to 125% bonus to Amtrak (as expected) and up to 200% bonus to Hilton. Keep in mind that the regular transfer rate is 2 Bilt points for 1 Amtrak point (2:1) and math is hard. The regular transfer rate to Hilton is 1:1.
- Amtrak bonus:
- Blue = 25% bonus
- Silver = 50% bonus
- Gold = 75% bonus
- Platinum = 100% bonus
- Platinum can pay $400 in Bilt Cash and get 125% bonus
- Hilton bonus + status:
- Blue = 75% bonus and instant Hilton Silver status
- Silver = 100% bonus and instant Hilton Silver status
- Gold = 150% bonus and instant Hilton Gold status
- Platinum = 175% bonus and instant Hilton Diamond status
- Platinum can pay $200 in Bilt Cash and get 200% bonus and instant Hilton Diamond status
- Hilton status earned with this promotion is valid through December 31, 2026. There is also a 90-day challenge for status through 2027: 6 nights for Blue/Silver to earn Gold and 12 nights for Gold/Platinum to earn/keep Diamond.
The Fine Print
- Limit of 100,000 Bilt points can be transferred with the Amtrak offer.
- Limit of 100,000 Bilt points can be transferred with the Hilton offer.
Our Verdict
New Palladium card comes with Gold status if you spend $4,000 in the first three months, not sure how long that takes to trigger. Can also use Bilt cash to upgrade status ($200 to upgrade one tier).
These transfer bonuses are the best times to use Bilt points and one of the rare occasions when a speculative transfer can make sense.

