American Express Cracking Down On Bank Account Funding

In recent days there has been multiple reports from reddit users that initial credit card funding of BMO Harris bank accounts is not counting towards the minimum spend requirement on American Express cards. Datapoints: 1, 2, 3, . In addition it also looks like these purchases are not earning at the regular rates either (data points: 1). Currently it seems like this is limited to BMO Harris specifically as other bank account funding has worked fine (data points: 1, 2,). As always, please share your data points and experiences in the comments. You can always see options for funding bank accounts via credit cards here.

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