Published on June 18th, 2016 | by William Charles27
Another Chase Card That Isn’t Affected By 5/24
We broke the news that the Chase 5/24 rule applies to most of the Chase co-branded credit cards (and business cards). In that post I said the following cards were affected (emphasis mine):
- Chase Business Ink Plus/Cash:
- All Chase Marriott Cards (I assume Ritz-Carlton is included in this as well):
- All Chase Southwest Cards:
- All Chase United Cards:
I had assumed the Ritz-Carlton card was included because of their relationship with Marriott. A few days ago I received a data point from a reader saying they applied for the Ritz-Carlton card after this rule went into place, were well over 5/24 and received an approval after it originally went to pending status.
I asked my source at Chase and they said that the Ritz-Carlton card wasn’t specifically mentioned as going under this new rule and they believed it wasn’t affected, but it might be because of the Marriott relationship. Since then I’ve received additional data points from readers (most via e-mail and this one via Twitter and another) saying they were approved well over 5/24. At this stage I think it’s relatively safe to assume that Ritz-Carlton is not affected by this change.
Feel free to share your data points in the comments below, I’ll try and do a full review of this card shortly.