Posted by William Charles on December 22, 2016
Bank Account Bonuses

Published on December 22nd, 2016 | by William Charles

10

[NY only] Apple Bank $100 Checking Bonus

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: New York only, in branch only [branch locations]
  • Direct deposit required: Yes, no minimum specified
  • Additional requirements: None
  • Hard/soft pull: Soft pull
  • Credit card funding: No 
  • Monthly fees: None on Totally Free ExtraValue account
  • Early account termination fee: Unknown 
  • Expiration date: None listed
  • Household limit: None, but one per person

The Offer

Direct link to offer

  • Open a new Free ExtraValue Checking account at Apple bank and receive a bonus of $100 when you complete the following requirements:
    • Establish a direct deposit into the account within 60 days of account opening

apple-bank

 

The Fine Print

  • Minimum opening deposit of $100
  • Qualified direct deposits are payroll, Federal/state government benefit, or pension benefit checks
  • One bonus offer per customer
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

The Totally Free ExtraValue Checking  has no monthly fee.

Apple Bank does not make their fee schedule public, so we’re unable to check to see if they charge any early account termination fees.

Our Verdict

The biggest problem with this bonus at the moment is that we don’t know whether it’s a hard or soft pull to open the account. If you have an account with Apple Bank, please let us know in the comments. Because of this I wouldn’t recommend this bonus at the moment, especially with there being much better bonuses out there already.

 



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Daniel
Daniel

Looks like there isn’t a way to apply online

Steve
Steve

Still advertised on their homepage as of Feb 2016

DirtyLilRat
DirtyLilRat

Thanks for the post. Yes, we just need to clarify soft vs hard pull and to find out what qualifies as a DD.

Daniel
Daniel

I ended up applying, in branch, was somewhat awkward and tedious. Tried two Chase transfers, I guess neither was recognized as a DD, did not get bonus.

Jason
Jason
John
John

Only chexsystems pull. Direct deposit is manually verified by branch staff so YMMV. No early termination.

Jason
Jason

Clicked on the direct link yesterday, and filled out the form, no call back yet. Guess it’s because of the holiday season. Oh well, if their branch staff manually reviews the transaction then I just don’t feel like chasing this one. They must be chex inquires sensitive as well I guess.

K F
K F

I called in now, and it looks like I’ll have to open in branch. Will report back on how that goes.

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