Offer at a glance
- Maximum bonus amount: $250
- Availability: Most accounts can be opened online with your Texas resident address
- Direct deposit required: Yes, $800+
- Additional requirements: Use promo code
- Hard/soft pull: Hard pull
- ChexSystems: Yes
- Credit card funding: None
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: One
- Expiration date: December 31, 2026
The Offer
- A+ Federal Credit Union is offering a $250 bonus when you open a new Membership Savings and a Cash-Back Checking Account nd complete the following requirements:
- Use Promo Code 2026OFFER250 and open checking account with debit card
- Receive a payroll direct deposit of $800+
The Fine Print
- Must open a Membership Savings and a Cash-Back Checking Account with a debit card and direct deposit.
- $50 will be deposited into your Membership Savings Account upon account opening.
- Another $200 will be deposited into your Membership Savings Account within a week of the date your payroll direct deposits total $800 or greater.
- Direct deposit(s) must be $800 or greater, in aggregate, within 30 consecutive days.
- Payroll direct deposit(s) must be received to Cash-Back Checking Account within 60 days of account opening.
- New accounts screened through ChexSystems. $2 minimum opening deposit required for Membership Savings.
- Promotional deposit(s) will be deducted if account closed less than 180 days after opening the account.
- Member is responsible for any taxes.
- Person must have US SSN/ITIN to receive promotion.
- One per SSN/ITIN. Program subject to change without notice.
- Not valid for existing or previous members.
- One per household
- . Must present coupon and/or promo code at time of account opening.
- Expires 12.31.2026.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is any EATF.
Our Verdict
The hard pull datapoint is very old so it might be a soft pull now. As always please share your experiences in the comments below.
Hat tip to reader Bockrr
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Calculate And Share Your ChexSystems Datapoints
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
