Before applying for any credit card, you should really know what your FICO score is and what the minimum FICO score people will be approved for is. Otherwise you’ll be denied for the card and you will have wasted a hard credit... Read More →
Author - William Charles
TripIt Pro Review – Is It Worth The $49 Yearly Fee?
[This post does not contain any affiliate links. We will not receive an affiliate commission if you sign up to TripIt. We always post honest reviews regardless of our financial connection] TripIt is one of the most well known travel... Read More →
What’s the Deal with Plink, Shopkick, and Visa Savings Edge?
[This post contains affiliate links, if you sign up for any of the programs our guest poster Grant will receive a commission. Also a friendly reminder that we pay up to $50 per guest post or allow you to link to your website]. First... Read More →
How Navy Federal Credit Limit Increases Work
In the process of creating our “which credit card companies do a hard pull for credit limit increases” post we came across Navy Federal Credit Unions (NFCU) strange process and decided to their credit limit increase (CLI)... Read More →
Tips For Reconsideration Phone Calls
If you’ve ever applied for a credit card and been denied or not instantly approved, you should have called the card issuers reconsideration line. When people first call these lines they can be a bit nervous so we’ve compiled... Read More →
Increase The Limit On Your American Express Card By Up To 3 Times It’s Starting Amount
If you don’t have a long credit history one thing you’ll notice is that it’s hard to get credit cards with large credit limits. In most cases this is not an issue because you can simply pay off the card early and then... Read More →
How To Check Your Application Status Of A Barclays Card
If you’ve recently applied for a Barclays card and weren’t instantly approved, you might be on the edge of your seat wondering if you’ve been approved or denied. It’s possible to check the status of your... Read More →
Tips For Getting Approved For The Barclays Arrival
Barclays Arrival has one of the best sign up bonuses currently on the market, unfortunately Barclays can be pretty picky when it comes to who they approve for this card. Below we’ve listed a few tips on what to do to get approved:... Read More →
How Much Does A FICO Score Cost A Lender?
Myself and other consumer advocates have strongly been arguing for free FICO scores for all consumers (akin to the free credit reports consumers now receive under the FCRA). Earlier in March, FICO announced their latest scoring model... Read More →
How To Find & Use A Chase Coupon Code
[We don’t receive any payment if you sign up for a Chase checking account. If you purchase the code on eBay we receive a small comission] If you’ve ever tried to sign up for a Chase Savings or Checking account, you’ll... Read More →
Our Commitment To Giving Back
Close to five months ago I decided to start this blog to better track how I made money from various deals, as well as provide better information about consumer credit and advocate for positive consumer credit reforms. Since then this... Read More →
FICO Announces The Next Variation Of The FICO Score: FICO Score9
FICO hasn’t made a significant change to it’s scoring algorithm since back in 2008 (although this wasn’t really pushed into effect until 2009). Anthony Spruave (Senior Consumer Credit specialist at FICO) says the... Read More →
[Expired] 1,050 Free AAdvantage Miles & Up To 10,050 For Flying With American Airlines
[Expired: Sorry folks, this deal has now expired. Make sure you check the current airline promotions to see if anything is currently available] American Airlines is currently running a facebook promotion where you can easily earn 1,050... Read More →
[Expired]1,000 Free American Airlines Business Extra Points For Enrolling
[Update: unfortunately this offer has now expired] For those unfamiliar Business Extra is American Airlines business frequent flyer program. It allows business to earn rewards for flights they employees earn, whilst the employees are... Read More →
Capital One To Offer Free Credit Scores To Their Customers
Capital One has announced that later this month their card holders will be able to access their credit scores for free. At this stage it’s not clear if this is part of the FICO score open access initiative or if Capital One will... Read More →