Posted by William Charles on May 19, 2019
Bank Account Bonuses

Published on May 19th, 2019 | by William Charles


[National City, CA In Branch] Paradise Valley Federal Credit Union $150 Checking Bonus

Offer at a glance

  • Maximum bonus amount: $150
  • Availability: In branch only, only branch is in National City, CA [Branch locator]
  • Direct deposit required: Yes, no minimum mentioned
  • Additional requirements: 5 debit card transactions
  • Hard/soft pull: Soft pull
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: Unknown
  • Early account termination fee: Unknown
  • Household limit: None listed
  • Expiration date: None listed

The Offer

Direct link to offer

  • Paradise Valley Federal Credit Union is offering a bonus of up to $150 when you open a new checking account:
    • Receive $100 when you open a new account with a debit card and 5 debit card purchases post to your account within 60 days of account opening
    • Receive an additional $50 when you set up a regular direct deposit and one of these direct deposits posts to your account within 60 days of account opening

The Fine Print

  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

I wasn’t able to find out if there is any monthly fee

Early Account Termination Fee

Unsure if there is any early account termination fee or not

Our Verdict

Need to know if this is a hard or soft pull, you should be able to ask before opening the account given that this is available in branch only. We can’t add it to the best checking bonuses until we know more.

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Oh nice. National City is just 20 minutes drive from where I live. I’ll be able to find out once I’m back in town on the weekday.


Finally an in-branch that is a 10 minute drive from me, will be visiting branch on Tuesday. Will report back.


Need to maintain at least $500 balance in checking account to avoid $10 monthly fees. There is $20 fee if debit card is deactivated within 180 days.

Josh in San Diego
Josh in San Diego

I opened an account today. Soft pull, no CC funding, DD of any amount, once within 60 days, 5 debit card purchases within 60 days. Must email them to remind them about the $50 for DD. Must open membership (savings account), in addition to checking. No specified minimum deposit. I did $25/$75 as I’ll be making the five purchase.

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