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Erik
Erik

I was actually able to get this offer!

I didn’t get a reference number after I applied on 2/19/23. I called two days later and was transferred to underwriting who told me that the application was cancelled due to suspected Fraud (because I had put down “other’ for my Sole Prop business type…).

The underwriter cleared it with the fraud department, recommended the application to be approved and sent it for secondary review. My credit was pulled the same day and I was later approved for the card.

I called CS to confirm the $1,000 bonus offer, but they couldn’t find anything about it. I filed an investigation and got a letter today confirming the offer :-)!

p.s. During this process I got a letter, like everyone else, stating that the offer wasn’t available anymore…..

bicyclep
bicyclep

Thanks for the DP, can you post any of the writting documentation you got from them? email, lettes…. ?

Alex
Alex

Chuck William Charles Please take this down/remove this from the “Top Offers”

This offer is expired/invalid. Applied a week ago. Said went under consideration. Got a letter from BoA today stating the offer is expired and giving me a toll free number to call BofA “because they have other options available”. Seems like a bait and switch to me. Not sure if they pulled my credit.

midas89
midas89

No credit check was done to you, Alex. I and many others got the same letter stating the offer is not available. I have monitoring, so I am immediately notified if anyone pulls my credit. Also, banks don’t run credit checks on expired and/or unavailable credit card offers. Also, it’s not a bait and switch at all. The offer was available at one time, and all offers from banks can be pulled at any time without notice, just like interest rates can be lowered on savings accounts, etc.

Alex
Alex

About the “bait & switch” part – why is the offer page still up? Still available at the link, no language indicating it expired. They are running it to collect business owner data and then offering to switch to a worse offer. Yes, any bank can pull any offer at any time. This offer isn’t pulled. It’s still there. If it’s pulled, they should actually pull it – delete the page, disable the link. Very shady of BofA.

robertw
robertw

I got an email from BOA telling me that II should apply for the same app on this $1000 offer. I did it anyway firguring I had nothing to lose.

Deborah
Deborah

It wasn’t bait and switch because the bank never offered this to you. Many of us posted weeks ago that we were told it was a targeted offer and that not one reader had been approved who hadn’t been targeted.
I wish this had been taken down weeks ago; it wasn’t YMMV. The mileage was 100% consistent: zero.

Ed
Ed

Application went pending on 2/23, and waited til today to call. The rep said that the application was canceled like others here, specifically saying it was some sort of glitch. He apologized for “the experience” and said I need to apply again.

I applied again today before reading these comments, but I expect to get canceled again.

Taylor
Taylor

Similar to others, I applied on Sunday 2/26/2023 and it said my application was under review. I called in today, and they said my application had been automatically cancelled (no credit pull), because this was an invalid offer / glitch in their system. This link needs to be taken down

Jeremy
Jeremy

me too

Wajid Patan
Wajid Patan

Same. I got letters saying no way i can get this offer

Evan
Evan

Did anyone actually get this? I just got a letter back today saying that “An application that was recently submitted for Business Advantage Unlimited Cash Rewards Mastercard has been cancelled because the offer has expired or changed”. I called them and the rep actually said that they aren’t even going to be offering this card? Bummer.

FRD
FRD

DP
1-27-23 Applied – went to white screen
2-26-23 Got a letter saying “We’re sorry, an application that was recently submitted for Business Advantage Unlimited Cash Rewards Mastercard has been canceled because the offer has expired or changed.”

I applied for the 500 with 5k spend card a couple of weeks ago and got instant approval for that one, though.

FRD
FRD

Followup: After getting my card for the $500/5k spend deal, I got access to my online account (first time BoA business acct). It shows two account numbers there, complete with credit limits etc… I’ve only gotten the one credit card in the mail though. I’m not banking on getting the first one, and even if I did, the deal is supposedly cancelled so I doubt they’d honor it.

Maybe the second account will fall off of my accounts list in time. If not I guess I’ll give them a call.

Rekha dedhia

Will submit the document and see if they approve.denial is very much possible but will see.

Lucas A
Lucas A

Applied 2/8, received a letter today: “We’re sorry – we can’t complete your small business application because the offer isn’t available anymore, but we have other options that may work.”

I’ve been delaying big purchases for this card. I should have opened a Chase Ink instead.

Ken
Ken

Denied for all other BofA business cards, probably due to carrying a 5-figure balance on an existing card (from Nov 5). But got pending with a reference number through this link. Not getting my hopes up for this application.