Posted by William Charles on October 10, 2018
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Published on October 10th, 2018 | by William Charles

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[CA only] Safe Credit Union – Cash Rewards Card – 5% On A Revolving Category Of Your Choice + 3% On Gas/Grocery & Restaurants

Safe Credit Union offers the cash rewards credit card, let’s take a look at this card in more detail.

Card Basics

  • Card earns at the following rates:
    • 5% on one revolving bonus category of your choice (home improvement, charity, utilities, and movie theatres according to this)
    • 3% cash back on restaurants, groceries & gas
    • 1% cash back on all other purchases
  • Minimum redemption is $10
  • No annual fee
  • No sign up bonus

Our Verdict

They have previously offered a $100 checking bonus as well. Categories aren’t the best, but charity could be very useful for some people.

Hat tip to reader Lrdx



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3% back on cash??! Sign me up! JK… DoC, need to update that to gas…. 🙂

Sign me up to!!! 3% back on cash! 😀

I used to belong to SAFE – they’re a decent CU, but unremarkable. They pull TU for credit products, SP + Chex to join. They did send me a preapproval offer for a card w/ a $10K limit, and no HP, but I didn’t take it since I was trying to get back under 5/24. I asked them about it, and she said they usually do them 1-2 times per year, but it’s random if/when they do.

https://ficoforums.myfico.com/t5/Credit-Cards/SAFE-CU-Cash-rewards-5-amp-3/m-p/5246046

Seems to be home improvement, charity, utilities, and movie theatres according to the above link. If this was available in my area, I would get it and probably cancel my Amex, Discover, and Freedom cards.

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