Update 3/17/25: $1,000 bonus after $5,000 in spend is back on all five banks:
- AmegyBank: Texas only
- California Bank & Trust: California only
- Vectra Bank Colorado: Colorado & New Mexico only
- Zion’s Bank: Utah, Idaho or Wyoming
- National Bank of AZ: Arizona
Update 5/6/23: Zions Bank now showing $1,000 bonus with $5,000 spend at this link (ht Celia). The California option is now showing this bonus as well.
Update 11/15/21: Arizona is now $2,000.
Update 5/12/21: AmegyBank is offering $1,000 now
Update 3/21/21: There is now a $1,500 bonus. Broken down as follows
- Earn 50,000 bonus points when you spend $3,000 in the first three month from account opening1
- Plus, get an additional 100,000 bonus points when you spend $50,000 in the first six months from account opening
Previous best was $1,000 bonus, but that only required $7,500 in spend.
The Offer
- There are a number of banks that offer AmaZing business credit cards. These cards are currently offering the following bonuses:
- $500 cash bonus when you spend $4,000 within 90 days of account opening. They also have point options as well (100,000/50,000 points).
- $1,000 cash bonus when you spend $7,500 within 90 days of account opening
- The following credit unions offer these cards:
- AmegyBank: Texas only ($1,000)
- California Bank & Trust: California only ($1,500 bonus only)
- Vectra Bank Colorado: Colorado only ($1,500 bonus only)
- Zion’s Bank: Utah, Idaho or Wyoming (no bonus)
- National Bank of AZ: Arizona ($2,000 bonus)
Card Details
- Amazing cash & rewards earn at the following rates:
- 3% cash back on cellular services, internet, office supplies, telecommunications (landline), and cable
- 2% cash back on airlines and car rentals
- 1% cash back on other purchases
- No annual fee
- 0% Intro APR for 6 months on new purchases
Our Verdict
Standard sign up bonus is $250/25,000 points after $2,500 in spend and these cards have long been listed on our best cash sign up bonus pages, unfortunately it seems not all banks that issue these AmaZing business cards are offering the increased bonus. These cards do not report to your personal report, good for those trying to stay under 5/24. Obviously a great bonus, unfortunately we don’t know a lot about any of these banks so please share your experiences in the comments.
Hat tip to reader @Z6CG4dF8idG9EL
Post history:
- Update 11/10/19: They are all back to $1,000 apart from California which is $500. Hat tip to culdeus
- Update 2: Looks to be Utah, Idaho or Wyoming
- Update 9/25/19: It looks like Zion is offering a $1,000 bonus to everybody in AZ, CA, CO, ID, NV, NM, TX, UT, or WY. Hat tip to churnandburn58
- Update 8/22/19: Arizona is back to a $1,000 bonus.
- Update 3/19/19: Some are offering a bonus of $500 again. This isn’t as good as the previous bonus of up to $1,000 they have offered in the past. Fine print says the offers expire on 6/33/2019, I assume they might mean 6/23/19 or 6/13/19?
- Update 09/23/18: Bonuses are back for 2018! Hat tip to reader BarryEgansPudding. Valid until November 30th, 2018
- Originally posted on 10/9/17, reposting on 10/31/17 because the bonus is also available at Vectra Bank in Colorado.
Anyone happen to have a screenshot or downloaded doc with the $1000 SUB? California
it was hard to find and navigate, but i received my $500 bonus.
Confirming that the Vectra page also only shows a $500 bonus.
Looks like the signup bonus is back down to $500 now. I tried applying online for the California one a few weeks ago and got rejected. This process has been terrible and slow. I was initially rejected due to them being unable to verify my (real) business. I went to the branch in person and submitted my business license / SSN, and haven’t heard back in almost 2 weeks. I called customer service and they said that my application was rejected and to just wait for the letter in the mail explaining the reason why and they couldn’t provide any other info.
5/5 Applied with Zions, asked for $6,000 CL. Went under review. 5/13 Received approval email. 5/20 Received CC. Has anyone used this card to deposit money into a bank account when opening a new Bank account? If so does it code as a cash advance?
You’re one of the few lucky ones! I don’t think there are DPs for that yet. One useful method is to lower your CA limit to far less than you plan on funding. Then give it a try. If it goes through, it’s most likely a purchase. YMMV.
Just curious though, at the time of applying, what was your x/24 status? Any cards opened in the last couple months prior? And inquiries in the past 6 months? TIA
@eynstyn_2065408
Opened for LLC 0/24 Personal 4/24 not sure about inquiries
DP: Zions blocked funding to BofA Checking SUB (05/20/25)
I did two successful bank fundings with Zions for > $1,000 each to a small CU.
I have LLCs in Texas and New Mexico, I already received a bonus from Amegy bank (TX), I wonder if I can receive a bonus from Vectra Bank (New Mexico), has anyone tried anything like this before ? Any thoughts on this ?
Successful application DP (still working on the getting the bonus):
3/18: Applied online via California Bank & Trust as a sole proprietor with an EIN; received Docusign, filled out and submitted the same day; asked for $8k CL, trying to avoid extra documentation, if CL is over $10k, as per reports here;
3/21: Hard inquiry on Experian;
4/2: Got a rejection letter in the mail stating “unable to verify business entity”; called customer support, was told to go to a local branch to sort this out; called the local number of the nearest branch, the customer support lady took my number and said someone will call me later; the branch manager called back within an hour and was super helpful, asked for more info and said he will follow up with their underwriters department; they asked for my complete federal tax return from the last 2 years (2023/24) and a copy of “business registration with the state”; I explained that as a sole prop, I only needed to register with the county for a fictitious business name, I believe he was able to confirm it via the county website, so only my tax returns were needed in the end;
4/3: Approved for CL around 15% of my last year’s business net profit, even though my 2023 net profit was much larger, they said they could only use the 2024 numbers (why ask for 2 years then?!) — it’s pretty low, but will allow me to hit $5k spend in 4 months nonetheless.
So turns out asking for less than $10k CL doesn’t seem to be very helpful in getting an easier approval.
Registering for online access was a major hassle too — couldn’t do it online, had to call, the first rep was completely clueless, spend a good 15 minutes asking me various things and eventually had to transfer me to someone else who was able to create an account for me fairly quickly. In general, seems like a pretty outdated bank, with lackluster phone support and burdensome application process, the local branch manager was probably the most helpful overall.
Good to see an approval!
Just to clarify the <$10k CL strategy — it only works if you are approved during the initial application round. If you have to go to recon, there will be intrusive documentation requests. So I got approved with no documentation at all with a $9k CL, but P2 had to go to recon and had to submit extensive income information to get approved for a $9k CL.
Well, my initial application was rejected due to “unable to verify business entity”, presumably because they needed extra docs. According to the branch manager, my credit score or credit report wasn’t an issue at all (I asked). Which is the reason I think the <$10k CL ask isn’t really a “strategy” per se for sole props with EIN, at least according to my DP. 🙂
04/01: Applied in CA as sole prop “business” with SSN only.
04/06: Froze experian credit after reading rejection comments
04/19: Received rejection mail with “Unable to verify complete credit profile & history”. They attempted to pull credit on 4/10, so 9 days after applying. Strange bank.
rejected with ca cbt, they pulled credit. got the rejection via mail, oddly they put credit limit requested as $0 (i put $10k). 19 chex inquiries last 12 months, no surprise on the rejection
Has anyone been approved during the offer period that started March 16? I am the one who suggested that DoC repost this deal, but, with everyone seemingly getting rejected, I now feel like I led you guys down the garden path.
I’m still waiting.
4/10: App’d in CA as sole prop “biz” with SSN only requesting $9.5K CL per less than $10K guidance here.
4/18: EX pulled (7/24 on inquiries so will see).
I am assuming it will be a denial.