Published on February 6th, 2019 | by Chuck22
Can I Get the Signup Bonus on Ameriprise Platinum Card if I Already had the Card without a Bonus?
The Ameriprise version of the American Express Platinum card just changed to include a 60,000 points signup bonus. The card now has an annual fee of $550 even the first year.
Reader Rob asks:
Anyone know if you’re eligible for the bonus if you’ve had the card before? Technically we haven’t received a sign up bonus.
It’s a good point: the lack of annual fee almost seems like a bonus for a premium card, yet it’s not technically a ‘bonus’. However, in the post Can you get a Signup Bonus if you Previously had the Card without a Bonus? we clarified with a few data points that the Amex system considers just having had the card enough to spoil your signup bonus eligibility.
We do quote a report there of someone who was able to get the bonus upon request, but suffice it to say that the system probably will not automatically give you a bonus, so I wouldn’t count on it. Also worth noting that some people have gotten in on a rare 25k points bonus on the Ameriprise Platinum card; those people are obviously ineligible for another bonus.
Reader Shm asks:
Can I get bonus for this card if I have/had the regular platinum?
Yes, you should be able to. It’s worth nothing that there have been rumors from time to time about Amex considering all Platinum cards as one, but far as I know they are generally still allowing each Platinum card a separate signup bonus. Until we hear otherwise, it’s a fair assumption that if you never had this version of the Platinum card before, you’ll be able to get the bonus. While the card is technically meant for Ameriprise Financial customers, that’s never yet been enforced.
As noted in the original post, the Ameriprise change is a bummer for those who’ve churned this card, but actually a nice new signup bonus option for those who never did.