Posted by William Charles on April 19, 2015
Credit Cards

Published on April 19th, 2015 | by William Charles

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American Express Platinum: 25,000 Points + No Annual Fee Offer Is Back (Ameriprise)

The Offer

Direct link to offer

  • Receive a sign up bonus of 25,000 American Express membership rewards points when you spend $3,000 within the first three months on the The Platinum Card from American Express for Ameriprise Financial. The annual fee of $450 is waived for the first year.

american express ameriprise offer

The Fine Print

  • All the standard American Express platinum benefits, such as:
    • $200 airline incidental credit per calendar year
    • Priority pass select
    • Fee Credit for Global Entry or TSA Pre✓
  • Valid until June 30th

Our Verdict

While this offer does say it’s only for Ameriprise clients, in the past this has not been enforced ( 1234). It’s only bonus to get the sign up bonus on American Express personal cards once now and people have been targeted for 100,000 and 150,000 point offers. So it’s really a question of what you’d prefer:

75,000/125,000 membership rewards points or $450? Personally I’d prefer the points, but that also assumes you can get the targeted offer (use this link to check). The main reason to get this card is for the benefits, as the earning rate sucks (1x on all purchases) – but you can get most of those benefits from the business card as well – which currently has a 100,000 point offer you can call in for.

All of that being said, you could get $400 in airline incidentals (it’s based on calendar years), lounge access, Global Entry credit and 25,000 points for no annual fee which isn’t such a bad offer. If you’ve already got the bonus on this card before, it might also be worth a look (although this offer is always available, the only new thing is the 25,000 bonus).

You might also be interested in this post on the different flavors of American Express platinum cards.



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Mike
Mike

Does this count as the same product as the regular Amex platinum card? I thought that the Mercedes Benz card was viewed as a different product. If so, this is a great deal.

Neil
Neil

I had my partner get this last Fall, which may be the last time it was available with the 25,000 points . One other excellent feature is that authorized user cards are free (I think they are $175 on non-Ameriprise offers). The AU card has gotten me into the Delta club and Amex lounges with no problem (also works for SPG status and most other benefits but it does NOT get you an additional $200 annual airline fee reimbursement).

Once the AF comes due we’ll cancel and then I’ll apply directly and make him the AU (I’d use a 100,000 offer for me, if available, but I’d value this offer over the usual 40,000 MR offer).

One other note – you have a bit of a typing mishmash above and I think you are trying to say it is possible to get a platinum bonus only once. I do wonder if the Ameriprise card might offer a bit of a loophole. Suppose you got a platinum card signup bonus last year and canceled the card. Would you still be able to get a 0 fee Ameriprise card (especially if the offer doesn’t include the current 25K MR points)? Just wondering if there is a way to get a free Platinum card with all the usual benefits several times.

Jordan
Jordan

I’m also interested if you could get the card again for 0 fee. Were you able to get SPG gold as an AU or is it just for the primary?

Neil
Neil

I got SPG gold as the AU

Stvr
Stvr

can I get this bonus if I already had amex personal platinum 100K bonus

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[…] For more info, see this Doctor of Credit post. […]

Anonymous
Anonymous

If I get the ameriprise platinum, am I still eligible to receive the bonus on a personal platinum in the future? Or is it considered the same product?

Max
Max

Looks like the offer have changed – now it says 5K rewards points per every $20k spending, up to 30K points/year, making this much less interesting.

trackback

[…] you are considering a personal Platinum card, it could make sense to go for the Ameriprise version to save the $450 annual fee. Also, it’s likely considered a separate product from the […]

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[…] then, I’ve become an American Express Platinum card holder (Ameriprise version) and gained access to the famed Amex Plat Concierge. Check out Vinh’s post on his experience […]

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[…] then, I’ve become an American Express Platinum card holder (Ameriprise version) and gained access to the famed Amex Plat Concierge. Check out Vinh’s post on his experience […]

Brandon
Brandon

“$0 introductory annual fee for the first year, then $175 for up to three Additional Cards and $175 for each Additional Card after the first three.”

That sounds like it’s gonna cost $175 for the first 3 authorized users? I thought it was free up to the first 3?

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[…] then, I’ve become an American Express Platinum card holder (Ameriprise version) and gained access to the famed Amex Plat Concierge. Check out Vinh’s post on his experience […]

trackback

[…] not many people seemed to know about it in this reddit thread – so I thought I’d post. Ameriprise also offer a Platinum card with no annual fee but that bonus sometimes goes up to 25,000 so I’d personally wait for that. Being an Ameriprise client doesn’t seem to actually […]

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