Posted by Chuck on October 12, 2015
Manufactured Spending

Published on October 12th, 2015 | by Chuck

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Can REDbird Still Be Loaded with Debit Card?

Multiple reports on Flyertalk and Reddit indicate that most/all people trying to load REDbird at Target with a debit card are not working. The issue has nothing to do with prepaid gift card loads; all debit card loads are not working. (1, 2)

Cash loads are working (1) which is bad news since that means that there may actually be a new limitation that does not allow us to load REDbird cards with a debit card at all.

Further, it’s been noted that the language on the screen now comes up slightly differently than it used to. Previously, the system popped up with a notice for the cashier, “no Target gift cards or 3rd party credit cards“. Now it says, “no Target gift cards or third party cards. The word “credit” has been removed from the message. (1)

It’s really surprising that Target would go so fast from cracking down on accepting credit cards to cracking down on debit cards. Furthermore, with regards to the credit card demise, the Target employees were largely very aware of the new change whereas this alleged change seems to have slipped under the rug. Honestly, I wouldn’t have given it much thought if not for the above-mentioned screen change which would indicate a new policy.

In any case, keep in mind that currently you’re likely to have issues trying to load Redbird. (Unclear if this issue is affecting Amex for Target loads as well.) Let us know your own experiences from 10/12/15 and onward in the comments. We’ll try to update this as new information becomes available.

Developing…

Update: REDbird is dead

HT: milestomemories 



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credit
credit

I suppose soon we will be seeing reviews of economy class on all the blog websites 🙂

kingamoon
kingamoon

Did you read the post? This issue started today. That’s why he specifically mentioned “Let us know your own experiences from 10/12/15 and onward in the comments.”

kingamoon
kingamoon

Sorry wrong person 🙂

Jason
Jason

Prepaid debit cards are still working for Redbird reloads in Milwaukee, WI as of a week ago.

Mark O
Mark O

This is all happening today…people said they loaded Sunday and went back today and now it is not working

Jason
Jason

Oh ok, thanks for clarifying.

RJ
RJ

No issues in Socal. Screen is different at some locations, i.e. is used to ask you to select debit or credit, now it doesn’t, but still works fine.

kingamoon
kingamoon

You tried this today?

Todd
Todd

Where in SoCal? My Mira Mesa Target has always been my friend. I might stop by later today to see if it’s dead there.

Prasanna
Prasanna

I don’t think its a Redbird issue. I guess its a ‘Debit Card with Chip’ issue. I tested it with two different transactions. I tried to load the redbird with a ‘Chip Debit Card’ and it didn’t work. But when I tried reloading with a debit card without a chip it worked. So, that is why the prepaid cards are still working.

I tried using a chip debit card for a regular purchase, it didn’t work. Whereas the debit card without the chip worked fine for a regular purchase. I thought it was just me and apparently its the target POS to blame.

Prasanna
Prasanna

Went through the reddit thread. The two chip debit cards which are not working for me are BoFA and chase.

YW
YW

did not work in two separate targets though one employee who obviously had no clue tried to justify by saying that they never allowed gift card debits

YW
YW

they were both in Los Angeles by the way

JB
JB

Not holding my breath right now. I had the very same issue a few weeks back but it worked alright the very next day at the same store. If it doesn’t work after the next weekend I’ll start to worry.

Christine
Christine

Yesterday I tried to load 1k from NW Buxx and it didn’t work, I then asked them to do $500 and it worked, then asked them to try again for the remaining $500 and it didn’t work. Tried a 2nd Target for the remaining $500 and again it didn’t work. Tried $499 to see if maybe because I couldn’t fully liquidate (for whatever reason) and also didn’t work. I will try again today.

JB
JB

The max weekly spending limit on the NW Buxx is $800! This example has nothing to do with TGT at all but just with your own un-awareness of the products you’re using…

Barry
Barry

NW Buxx have a weekly spend limit of $800. So loading $1000 won’t work.

Eric
Eric

Wow Christine…u didn’t know the max spending limit is $800/rolling 7 days. It is no wonder your 2nd $500 load was denied.

aireyeonu
aireyeonu

Prasanna +1. Exact same scenario. One particular Sacramento area store. Other stores not tried yet. “Real” CU debit card w/chip wouldn’t load RB nor could it be used for a purchase. Real bank debit card wo/chip and vgc loaded RB and purchased ok. CSR said new software loaded on Sat at this particular store.

projectx
projectx

This isn’t the first time there’s been a hiccup with RB/BB/Serve loads, and won’t be the last. Granted, nothing is definitive, but I believe it’s just another glitch. Sure, the screen is different. “no Target gift cards or third party cards“. But if it was cash only, wouldn’t the screen just say, ‘Card can only be loaded with cash’ or something to that effect?

Martin
Martin

I tried with 2 us buzz and got declined

JVM
JVM

I just went to a Target store in Wisconsin and was unable to load RedBird with a Visa Green Dot card. I called Target and they said that as of today, October 12th, RedBird cannot be loaded with debit cards.

Dan
Dan

Tried in Madison, WI just now and my non chip debit card was declined. Cashiers had no idea what the issue was because they know debit cards should work. They asked me to call the number on the back of my Redcard and the representative said that “as of Oct 1, only cash loads are allowed”. Sounds like there was some sort of grace period and the restriction hit today. I complained about not being notified of this change and he said all cardholders were notified. I asked the reason and he said there have been issues with debit loads and they put the restriction in place while working on the issue. Asked if it would be back and he couldn’t say. I think by this point he was BSing. But the take away is no more debit loads for now.

Dan
Dan

I was able to load $500 from my T-Mobile Visa debit card today in Maryland.

Sky
Sky

Just tried multiple times at a target in Tucson arizona. Did not work for vanilla, USbank Vgc or a Regular BOA debit bank card. Never a problem at this store until today. 🙁

Ted E
Ted E

Target just rolled out a new redcard design where it now has a chip built into the card. Maybe that has something to do with it.

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