Capital One has released Capital One Go, this allows cardholders to create virtual card numbers. Virtual account numbers are temporary numbers that are linked to your primary credit card. They are typically useful in the following two scenarios:
- You want to make a purchase from a merchant and you’re unsure about their payment security
- You want to enroll in a free trial/paid trial but are worried it will be difficult/impossible to cancel
Everything else is the same, you still earn rewards and pay your monthly bills as normal this just provides some extra security and is useful in case a merchant experiences a data breach (that way you can just terminate that specific virtual account rather than the whole card). Bank of America & Citi also offer virtual account numbers, but it’s great to see another issuer release this feature. It’s also worth adding that this currently only available on personal cards.
