[Expired] Capital One Spark Cash $2,000 Signup Bonus & Spark Miles 200,000 Signup Bonus

Update 2/1/21: Folks on r/creditcards found new links for 2021 for this offer: Spark Cash | Spark Miles

Update 1/8/20: Capital One sent out new info now that this offer will end on January 27, 2020.

The Offer

Direct link to offer

  • Signup for the Capital One Spark Cash card and get the following bonuses:
    • $500 bonus after spending $5,000 within 3 months
    • an additional $1,500 bonus after spending an additional $45,000 within 6 months ($50,000 spend total)
  • Signup for the Capital One Spark Miles card and get the following bonuses:
    • 50,000 miles bonus after spending $5,000 within 3 months
    • an additional 150,000 miles bonus after spending an additional $45,000 within 6 months ($50,000 total spend)

Card Details

  • Card earns 2%/2x on all purchases
  • Annual fee of $95 is waived first year
  • No foreign transaction fees

Our Verdict

We saw the same offer at the end of last year/start of this year as well. If you spend the full $50,000 required you’ll earn a total of $3,000/300,000 points ($2,000 bonus plus $1,000 from the spend itself) that works out to be exactly 6% back. We’ve seen offers of  $500 after $5k spend, and $1k after $10k spend as well. Capital One business cards also report on your personal credit reports (though lately they seem to have stopped reporting the Spark Cash card, specifically) which is important for anybody worrying about Chase’s 5/24 rule. They also pull all three credit bureuas.

Capital One miles are now transferable to transfer partners (2:1.5 unless otherwise stated)

  • Aeromexico
  • Aeroplan (Air Canada)
  • Alitalia
  • Avianca
  • Cathay Pacific
  • Emirates (2:1 rate)
  • Etihad Airways
  • EVA Air, Finnair
  • Flying Blue (Air France and KLM)
  • Hainan Airlines
  • JetBlue (2:1 rate)
  • Qantas
  • Qatar Airways
  • Singapore (2:1 rate)

Capital One occasionally offers transfer bonuses as well. A lot of spend required for this offer, so won’t be attractive for most readers but if you’re able to generate a lot of spend then this might be a good offer for you. We will be adding this to our best credit card bonus page.

Notify of

oldest most voted

Justin (@guest_1324566)
February 1, 2022 14:21

Got a flyer for the $3,500 offer today. It includes the language “Existing or previous Spark cardholders may not be eligible for this one-time bonus.”

E (@guest_1291763)
November 30, 2021 01:53

 William Charles I received a Capital One Spark Cash Select targeted mailer yesterday for $700 cash back after $6,000 spend in the first 3 months with no annual fee.

I won’t be applying because it seems all Capital One business cards report to personal credit bureaus.

Brad C
Brad C (@guest_1229284)
July 27, 2021 11:56

I just called in to downgrade a Spark Cash to avoid the annual fee. They changed me to a “Spark Cash Rewards” card, which is exactly the same 2% cash back card but with no annual fee. I don’t see this on their web site anywhere, but it’s good to know that exists now.

vc (@guest_1179623)
April 20, 2021 06:06

Started seeing new offers in Yahoo! mail ads, but it appears to be available via direct link https://www.capitalone.com/small-business/credit-cards/cash-back/

Spark Cash Select: $200 w $3k spend in 3 months / 1.5% cashback / $0 annual fee / 0% APR for 9 months
Spark Cash: $500 w $4.5k spend in 3 months / 2% cashback / $0 annual fee first year, $95 after that  William Charles

Offer’s tempting, but they have a triple HP. Plus, this site says that they don’t report to personal credit reports anymore. The latter could actually be a good thing if you want to max out the 1.5% card during the 9-month 0% APR period and not worry about the ding to your score for maxing out the card.

beat2def (@guest_1172920)
April 7, 2021 18:13

Links are dead.

thomasthorn85 (@guest_1153862)
March 3, 2021 18:00

3/24, 0/6 and 2/6 inquiries on both Equifax and Transunion respectively. 2 new accounts opened in the last year (both in August) but none in the last 6 months. Froze Experian before applying because it’s a mess.

Applied for the $500 dollar bonus, because that was good enough for me.

NotDead (@guest_1145163)
February 15, 2021 07:41

This offer seems to be back. I just stumbled across it on the Capital One website when searching it from Baidu.

DP: 6/24, 500k/Rev, 10k-20k/Mo Expense, Personal Income 140k/year, Given 20k limit

DailyGrindIt (@guest_1151489)
February 27, 2021 09:46

NotDead Can you elaborate a bit on how you got the offer? Baidu gives me the same $500 offer
Did you save the link by any chance?

tangen (@guest_1141753)
February 8, 2021 13:18

Is this churnable? I have just closed the spark miles card.

DailyGrindIt (@guest_1141731)
February 8, 2021 12:45

Dead (link not working)?
An update would be great if the deal comes back again

Aloha808 (@guest_1141669)
February 8, 2021 10:36

It’s dead  William Charles