Posted by William Charles on March 16, 2018
Credit Cards

Published on March 16th, 2018 | by William Charles

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[Expired] [Targeted] Capital One Spark Cash Visa For Business Card $1,000 Sign Up Bonus

This offer has expired, click here for current Capital One deals or here for the best credit card bonuses.

The Offer

Targeted offer, sent via e-mail. E-mail subject line is “Fwd: You’re invited to apply for a business credit card”

  • Receive a sign up bonus of $1,000 after $10,000 in spend within the first three months on the Spark Cash Visa for Business Card from Capital One

Card Details

  • Card earns 2% cash back on all purchases
  • Annual fee of $59 is waived first year
  • No foreign transaction fees
  • Offer valid until April 24th, 2018

Our Verdict

Public bonus is only $500, we’ve seen these targeted offers of $1,000 before and we even found a public link last year as well. Looks like Capital One is getting smarter as this requires a unique reservation number and access code to get the $1,000 this time. Overall this is a good offer, basically 10% cash back on all purchases if you spend $10,000 exactly (really 12% as this card earns 2% back on all purchases). Hitting the $10,000 spend requirement might be difficult for some people, but most businesses shouldn’t have too much trouble.

Traditionally the major complaint about Capital One has been that they pull all three credit bureaus and unfortunately they still do this. How much of an issue this is will really depend on where you live and what other issuers pull (e.g in some areas all issuers will only pull the same issuer so having inquiries on the other two issuers doesn’t really matter). You can also freeze your Experian or TransUnion report and they will just pull the other two and still approve youAlso some evidence to suggest they have a one card per six month rule. If you’re not familiar with Capital One please read these things everybody should know about Capital One credit cards first. If this wasn’t targeted I’d be adding it to our list of the best business credit card bonuses.

Hat tip to reader Adam S



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Duke I.

Good deal! The $1000 bonus post same day as spend requirement is met. If you can get the card you can open a savings and checking account with Dade County Federal Credit Union and GTE Financial(both Florida CUs . Verify membership eligibility. Both CUs have $5000 max credit card funding.

Avi
Avi

I don’t see ways to become member of DCFCU aside from Florida residents.

Duke I.

Might not be possible for DCFCU. For GTE Financial anyone can join.

cheesymoney
cheesymoney

Duke, any idea how to open a second account at DCFCU? I opened a savings a few weeks ago but need to hit a different MSR now and can’t seem to find where I can open a new account…

Steve
Steve

Also, this reports to your personal credit report, adding to your 5/24 count.

Slidellian
Slidellian

And it pulls from all three bureaus, unless you freeze your EX. But worth the $1K bonus if you can meet the $10K minimum spend.

Duke I.

Total reward is $1200

Pat S
Pat S

“Overall this is a good offer, basically 10% cash back on all purchases if you spend $10,000 exactly. Hitting the $10,000 spend requirement might be difficult for some people, but most businesses shouldn’t have too much trouble.”

Isn’t it essentially 12% back with the bonus if all purchases are 2% back?

Chucks
Chucks

Really solid offer, as the card is one of the best for non-category business spend. I’ll say Capital One was willing to waive my AF every year, and even scheduled annual calls with me to check in and waive the fee. I was putting around $100k in expenses on the card though. Ymmv.

Sean X
Sean X

They’ve cheerfully waived my annual fees every year when they come due. Just a 2 minute phone call.

The Value Traveler

Any DP of people getting this that werent targeted?

Duke I.

Sometimes the deal is targeted and sometimes it’s not targeted. I got it when it wasn’t targeted from this site.

Chris
Chris

I bought an invitation code from code sharing thread on r/churning. My bonus just posted as soon as I hit the 10k spend.

P
P

The key is actually getting approved for it.

tribesman55
tribesman55

This, they are picky.

irshad
irshad

I am not saying they are very lenient. But 3 of my household members got approved same day for the card. All 3 had at least 13 new accounts each opened in the past 24 months

Just a DP. FWIW

Mike
Mike

They shut down all my cards and all of my accounts less than a year ago but I was able to get approved for this card.

Sam
Sam

How do I opt in to receive Capital One emails? I don’t recall ever getting emails from them, and I only have a savings account with them.

Mike
Mike

Yeah was already rejected once for this offer when I used someone else’s mailer, and I don’t want to risk another 3 pulls just to have them reject me again

Greg
Greg

$59 ongoing AF is also lower than the standard ($95). Of course, paying an AF for a Capital One business card is silly. (It might be worth it to pay an AF on a 2% business card from another issuer that was actually a hidden TL…)

Pat S
Pat S

Any successful bank account funding?

avi
avi

any experience getting approved for multiples of the same card? Was targeted for this offer even though I already have the card…

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