Citi offers a number of store credit cards to different retailers, I’m posting about these cards for two main reasons: Citi’s new application rules make it difficult to get the sign up bonus on their more popular co-branded... Read More →
Category - Credit Cards
[Targeted] Spend $2,000 Outside Bestbuy & Get $200 Reward Certificate With Citi Best Buy Card
The Offer Direct link to offer Use your My Best Buy® Visa® Card to make a minimum of $2000 in purchases1 outside of Best Buy® between now and December 31, 2016 and get a $200 Best Buy reward certificate The Fine Print This exclusive... Read More →
Amex Extending Pay-By Date on Charge Cards to 25-Days
Amex will soon begin enforcing the pay-by date on charge cards, but they’ve also now extended the pay-by date from 15-days after statement close to 25-days. For charge cards, Amex currently has two payment dates: one recommended... Read More →
American Express Making A Change To Late Fees On Charge Cards
On January 1st, 2017 American Express are making changes to the way late fees are handled on charge cards (via Frequent Miler). Previously you had until the next statement closing date to pay your bill to avoid any late fees with... Read More →
Share Your Referrals For The American Express Hilton No AF 75k Offer – Earn 15,000 Points Per Referral
The Offer Direct link to offer (via DDG) American Express are now offering people 15,000 Hilton points when you refer a friend to the Hilton No Annual Fee card with a 75,000 point bonus. You earn 15,000 points per referral, up to a... Read More →
U.S. Bank Honoring the $50 Bank+Card Bonus
If you did the $150 US Bank checking bonus and subsequently opened an US Bank credit card, you’ll probably see a $50 statement credit on the card. There was a nice US Bank checking bonus this past summer which offered $150 for... Read More →
Rumor: American Express Now Has A Rewards Abuse Team (RAT)
Before we get started, let’s keep in mind that this is a rumor and one I haven’t been able to verify with any of my sources at American Express. It comes from US Credit Card Guide and I trust their team to properly vet this... Read More →
[YMMV] SPG Personal Cardholders: Spend $5,000 Get 5,000 Points
The Offer Direct link to offer Earn 5,000 bonus Starpoints after you spend $5,000 or more in qualifying purchases between the time you complete enrollment and April 30th, 2017 The Fine Print Subject line is: <name>, thank you for... Read More →
USAA Credit Cards – Everything You Need To Know (List & Rules & Best Offers)
USAA offers a few different credit cards, I thought it would be interesting to have a central place these cards can be discussed and also list of all the cards they offer, the best offers (both current and historically) for each card... Read More →
Amex Credit Card Approvals without a Hard Pull
Amex has recently been approving some credit card applications without any hard pull on the credit report. Amex has always been a bit lenient with hard pulls: their hard pulls get combined and they also don’t always hard-pull your... Read More →
[Targeted] USAA Preferred Cash Rewards $200 Bonus
The Offer USAA are offering a sign up bonus of $200 when you make 12 qualifying purchases or more by December 31st on the Preferred Cash Rewards card. The Fine Print Subject line is “<name>, enjoy a $200 reward bonus and 0%... Read More →
Chase Private Client Status/High Value Customers No Longer Bypass Chase 5/24
According to a reliable source all customers may be denied for too many cards opened recently with Chase, this is better known as the 5/24 rule. Previously those that were Chase Private Clients or High-Value Customers were able to... Read More →
Haven’t Used Your Chase Ritz-Carlton $300 Travel Credit? Here’s What To Know
The Chase Ritz-Carlton card offers a $300 travel credit that can be used for airline incidentals per calendar year. Like the American Express travel credits this calendar year is based on a true calendar year (e.g January 1st –... Read More →
Haven’t Used Your American Express $200/$100 Travel Credit? Here’s What To Know
The American Express Platinum cards all offer a $200 credit for airline incidentals, in addition the Premier Rewards Gold card also offers a $100 credit for airline incidentals. These credits are supposed to apply to airline incidentals... Read More →
Haven’t Used Your Citi Prestige $250 Travel Credit? Here’s What To Know
It’s nearly the end of 2016 and one of the benefits of the Citi Prestige card is the fact that it comes with a $250 travel credit. Like the Chase Sapphire Reserve $300 travel credit, charges must POST to your December 2016... Read More →

