Posted by William Charles on December 8, 2016
Credit Cards

Published on December 8th, 2016 | by William Charles

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[Targeted] USAA Preferred Cash Rewards $200 Bonus

The Offer

  • USAA are offering a sign up bonus of $200 when you make 12 qualifying purchases or more by December 31st on the Preferred Cash Rewards card.

usaa-offer

The Fine Print

  • Subject line is “<name>, enjoy a $200 reward bonus and 0% APR on purchases”
  • Fine print says the offer is valid until January 31st, 2017 but then it says the purchases must be made by December 31st, 2016 so not really sure what’s going on here
  • Card earns 1.5% cash back on all purchases
  • No annual fee

Our Verdict

Really good offer as it has basically no minimum spend requirement (just 12 purchases) and it’s one of the higher cash sign up bonuses. The reader that sent this in lives in a state that doesn’t have the new 2.5% everywhere card that USAA offers – so I wonder if it’s restricted to those states or not.

Also few other pieces of information about USAA – they issue an instant credit card number and offer expedited shipping for $8. If you know any other random facts like this, let us know and we will do a dedicated post on USAA shortly.

Hat tip to reader Justin P



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DanV
DanV

Thanks! Instant approval online and they immediately gave me my card number, security code, etc. on the approval screen. When I clicked through the e-mail it didn’t take me straight to the application page, but I found the offer when I signed in to my account and that worked fine.

Jan B
Jan B

Was the target by email?

DanV
DanV

Yes, by e-mail. Or if you have a USAA account, you can check your account online – on the home page, click your name (top right) and then click My Offers.

DanV
DanV

My $200 bonus posted today, right after the 12th purchase posted to my account.

Sophia Petrillo
Sophia Petrillo

This deal is back. I just got an email about it, applied, and was approved instantly.

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