One of the biggest contributing factor to your FICO score is your credit utilization. This is calculated by looking at your total debt divided by the total credit you have available. For example, if you have only one credit card with a... Read More →
Category - Credit Cards
Existing Wyndham Cardholders Will Be Able To Access Old Award Chart – Best Of Both Worlds
In case you didn’t already know, starting today you’ll be able to redeem 15,000 points for any standard room at any Wyndham property (excluding Dolce & Planet Hollywood, with Dolce to come in some time this year), there... Read More →
Wyndham Rewards Credit Card Review – No Annual Fee & Annual Fee Cards
Wyndham Rewards has just released a new rewards program where all of their hotels can be booked for 15,000 points per night (tier 9 hotels used to cost as much as 50,000 points per night). There are no black out dates and no inventory... Read More →
Wyndham 45,000 Points + 15,000 Anniversary Bonus Is “Richest In It’s History”
A week ago we posted about the Wyndham 45,000 points + 15,000 anniversary bonus offer. I was hesitant to recommend this offer to readers because when Wyndham announced that all their properties would be 15,000 points they also stated... Read More →
Bank of America Alaska Airlines 25,000 Miles + $100 Offer Is Back
There is now a direct application link for this offer, read this post for more details or click here for the application link. The Offer Via PointsCentric This will only work for the personal version of the card, I’m currently... Read More →
American Express Business Platinum 75,000 Point Offer After $5,000 In Spend
The Offer Direct link to offer (requires sign in) It’s been possible for most people to get 100,000 MR points after $10,000 in spend on the American Express business platinum, simply by calling in. Some people have eve been... Read More →
26 Things Everybody Should Know About Chase Credit Cards
I’ve done this for American Express & Citi before, so it’s only fair that it’s Chase’s turn. Chase is one of everybody’s favorite banks due to their generous sign up bonuses and solid travel partners... Read More →
U.S Bank Korean Air SKYPASS Personal & Business Cards Now 30,000 Miles
The Offer Direct link to offer The U.S Bank Korean Air SKYPASS personal and business cards have had their bonuses increase to 30,000 miles after $2,000 in spend. The standard bonus on these cards is 15,000 miles after first purchase... Read More →
[YMMV] Four Chase Southwest Spending Bonuses
There are four targeted Chase Southwest spending bonuses that Travel With Grant, a reader and Flyertalk have alerted me about. You should be able to see if you have any of these bonuses (or others) by visiting: and entering your... Read More →
Citi Now More Transparent When Requesting A Credit Limit Increase
Update: Apparently this has been around for at least a year. I’d never seen any mention about the hard/soft pull stuff before which is why I posted. I’m keeping the post up because I still think it’s useful, but... Read More →
Reduce The Annual Fee On Your Citi Prestige By $100 & Earn 30,000 AA Miles Or 40k TY Points
None of the content in this post it’s new, it’s all about combining three separate pieces of information into one mega deal. I think the deal itself is good enough that it’s worth a separate post so people don’t... Read More →
A New Way To Find American Express Pre-Approved & Higher Than Normal Sign Up Bonuses + Churning Opportunity
Update: Julian was able to get the 75,000 points successfully, you can read more about that here. American Express let’s you check for pre-approved offers on both their personal and business credit cards, when doing so... Read More →
Current Citi American Airline Credit Card Sign Up Bonuses
Citi is the only card issuer that can issue credit cards that earn American Airline miles, if you had a Barclaycard U.S Airways card you will have been converted to the new Aviator American Airline earning cards but they aren’t... Read More →
Capital One Business Spark – $300 Bonus, 2% Cash Back On All Purchases, No Annual Fee Ever
The Offer Awhile ago a reader told me that it was possible to get the Capital One Business Spark card with no annual fee if you applied in branch. The flyer they showed me (shown below) mentions the no annual fee and I was able to... Read More →
New Discover it NHL Credit Cards + Our Review
Discover has launched a new range of cards: Discover it NHL cards. You’re able to choose a card design of your favorite NHL card and it comes with the following benefits: 5% cash back in rotating categories 1% cash back on all... Read More →

