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BHanna
BHanna (@guest_407783)
May 18, 2017 10:40

Spark Cash Spark Cash for Business

They have a $500 bonus after 4500 in spending with an annual fee of $45 waived the first year.

https://www.capitalone.com/small-business/credit-cards/spark-cash/?irgwc=1&external_id=IRAFF_ZZd65bcc544f7c401598a3ca51760d948a_SBCIR_K357390_A344893L_C47ce9ab4Nc8c9d13eebf088ac9297c93_S-227801491

Paul
Paul (@guest_115592)
May 6, 2015 21:25

With regards to signing up for multiple cards at the same time, I would not get my hopes up too high. I tried the triple browser trick for all Cap One cards, and all three failed. They did not get rejected, they just flat out failed. I tried again with the same result. It was as though their system saw all three come in at the same time and it canceled all three without even processing one card application. I have since avoided all Cap One cards. I will probably go for them down the road, but at the moment they are low priority.

GlayTeru
GlayTeru (@guest_114655)
May 5, 2015 15:26

Very attracting… But I don’t have a business sadly. Seems no chance of getting approved?

strongbad
strongbad (@guest_114659)
May 5, 2015 15:31

You can apply for a business card without a business. just use SSN for the EIN.

Chucks
Chucks (@guest_114640)
May 5, 2015 15:03

I just messaged CapitalOne to see if they’ll waive the fee on my existing account forever. Will report with results.

Digitalpop
Digitalpop (@guest_114671)
May 5, 2015 15:50

Please keep us posted, very interested in your outcome! Thanks!

Chucks
Chucks (@guest_115234)
May 6, 2015 11:31

Got nothing from the online messaging, but I called and they basically indicated they would be happy to waive the AF year after year. Their system doesn’t let them outright delete the fee, but the CSR proactively scheduled a January 3rd 2016 appointment where they’d call me to have the fee removed and pretty much indicated this could be done indefinitely! Not bad. I do probably put around $100k/year on the card in real spend, so that could be a factor.

Charlietrumper
Charlietrumper (@guest_114608)
May 5, 2015 14:14

I received a targeted CO business spark offer a couple of months back for 500.00 sign up bonus and 1.5% cash back no annual fee ever. Signed up and meet min spend with Redbird. R.I.P.

projectx
projectx (@guest_114588)
May 5, 2015 13:31

I’ve read that Cap1 business cards show up on your personal credit report not only at account opening but also on your monthly spend. Is this accurate?

AU1
AU1 (@guest_114615)
May 5, 2015 14:30

Yes.