The Offer Direct link to offer Receive 2x Membership Rewards points on all purchases made at participating small businesses when you use an American Express card enrolled in this promotion. Click here to see if you’re eligible... Read More →
Category - Credit Cards
[Targeted] American Express $30 Off $150 At Select Department Stores, $11+ Money Maker
The Offer Direct link to offer Spend $150 or more at select department stores in the US and receive $30 in statement credits. Your account must be enrolled in this offer to be eligible, click here to find out if you’re eligible... Read More →
Discover Now Allows Cash Redemption As Low As 1¢
Update: I reached out to a Discover representative as some people had reported not being able to redeem for 1¢. Here is their response (emphasis mine): You should be able to redeem your cashback bonus in any increment, as long as you... Read More →
How To View Your Pre-Approved/Targeted American Express Business Credit Card Offers
In the past we’ve shown you how to find your personal pre-approved offers from American Express and other card issuers. In this post we’ll look at how to see if you have any targeted business credit card offers. This should... Read More →
Gold Delta Skymiles Card From AmEx, 35k Mile + $50 Sign Up Bonus
The Offer Direct link to offer Receive a 35,000 Delta mile sign up bonus when you spend $1,000 or more within three months of account opening. You’ll also receive a $50 statement credit after your first Delta purchase. The Fine... Read More →
Chase Freedom Bonus Back Up To 20,000/22,500 Points Or $200/$225
I know I’m extremely late in posting this, I’m still getting caught up after being largely without internet for November. The Offer Direct link to offer Chase is offering a sign up bonus of 20,000 Chase UR points on their... Read More →
Leaked Chase Freedom 2015 5% Cashback Categories
Thanks to user Lockus_Maximus from reddit we now know what the 5% rotating cashback categories for the Chase Freedom will be. He was able to find this information by changing the filename on a image from 2014 to 2015 (e.g if you go to ... Read More →
Bad News on Citi and Discover Quarterly Categories, and Tips to Survive
Last week we posted the good news on quarterly categories, with Freedom Q1 2015 at supermarkets and Discover Q1 2015 at gas stations. Now for the bad news… Discover [UPDATE: See Dissecting my Discover Statement for an update on... Read More →
Increased Signup Bonus on Citi ThankYou Card
[This post does not contain any affiliate links.] The Offer Direct Link Citi offers 3 versions of cards that issue ThankYou points: Citi ThankYou Preferred. No annual fee. Regular signup bonus of 20,000 points. Citi ThankYou Premier... Read More →
Co-branded Credit Cards That I Wish Existed
Most card issuers have at least a few co-branded credit cards, usually these are with travel related companies but sometimes the partnerships can be a little bit out of the ordinary. Because the large airlines and hotel chains already... Read More →
U.S Bank Drops Restaurants As A 5% Cashback Category On Their Cash+ Credit Card
U.S bank has made yet another negative change to their Cash+ credit card, it’s no longer possible to select restaurants as a 5% cash back category. Unlike other 5% cash back credit cards that offer rotating categories, the Cash+... Read More →
2015 5% Categories for Freedom and Discover
[This post does not contain any affiliate links.] Discover IT and Chase Freedom both offer 5% cash-back categories, on up to $1,500 of spend. These categories switch quarterly. They recently released the details of the coming 2015 year... Read More →
How Card Issuers Make Money & How You Can Avoid It
A lot of people wonder how credit card issuers are able to offer massive cash sign up bonuses and travel rewards. Surely they must be loosing money on these offers? I thought it’d be interesting to take a look at how card issuers... Read More →
Merchant Credit & Debit Card Fees Explained: Surcharges, Convenience Fees & Cash Discounts
One of the most confusing aspects to accepting credit and debit cards are the rules governing them in regards to what fees merchants can assess. These rules get even more confusing when you factor in all of the different debit (ATM)... Read More →
Credit Card Affiliate Networks
A few people have been e-mailing me and leaving comments recently after I decided to remove all credit card affiliate links from this website. Some people were asking questions that I can’t answer, but the most common questions... Read More →
