Question: I’m currently 20 years old and I’d like to apply for a credit card. I heard that if you’re under 21 there is no chance of getting accepted, is this true? Tyler – New England Answer: Consumers that are... Read More →
Category - Credit Cards
Are There Any Drawbacks To Applying For As Many Credit Cards As Possible?
Question: I read your introduction to credit card churning and I want to make the most of those sign up bonuses you mentioned. What are the drawbacks to applying for as many of the credit cards as possible. Tony – Omaha ... Read More →
[Expired] Chase Freedom Ups Sign Up Bonus To $200 (From $100)
[This offer is no longer valid as of 1st of January, 2014. It has reverted back to $100 bonus] The chase freedom card now has a $200 sign up bonus (with a spend of $500 within three months of approval), up from $100. If you’ve... Read More →
How Does Credit Card Churning Effect Your Credit Score?
Question: I read your introduction to credit card churning and I’d like to take advantage of some of the sign up bonuses offered by credit cards. I’m slightly worried about how it’s going to effect my credit score. My... Read More →
An Introduction To Credit Card Churning
Credit card churning is the practice of repeatedly signing up for credit cards with high sign up bonuses and then cancelling these cards before any fees are charged (e.g annual fees). In some cases these sign up bonuses can be as much... Read More →
[Expired] Chase Sapphire Preferred Ups Sign Up Bonus To 50,000 Points
Unfortunately as of the 25th of November, 2013 this promotion is now over, sign up bonus is back down to 40,000 points. Chase has announced that they are increasing the sign up bonus from 40,000 points to 50,000 points. They’ve... Read More →
Chase Will Overnight Your Card, For Free.
Just thought we’d share this little tip with you, if you sign up for any chase credit card they’ll overnight you the card – all you need to do is ask. Somebody in the office recently signed up for the chase sapphire... Read More →
Barclay To Offer Free FICO Scores
Barclay have just announced that they are now offering free FICO scores to their credit card holders. This is the second credit card issuer to do so, with walmart also offering free scores. They are slowly rolling this feature out... Read More →