One of the most common questions we get from readers relates to how card issuers decide when to give you a credit limit increase or decrease. The answer can be broken down into two key points, we’re going to discuss why card... Read More →
Category - Credit Cards
Why Are Some Credit Card Offers Not Available To Residents Of Iowa?
I’m a resident of Iowa and I wanted to apply for the Barclay Arrival card, I noticed it had the following fine print that secludes me: “This offer is available only to applicants who are residents of the United States, with... Read More →
How To Find Credit Card Application Data
Before applying for any credit card, you should really know what your FICO score is and what the minimum FICO score people will be approved for is. Otherwise you’ll be denied for the card and you will have wasted a hard credit... Read More →
What’s the Deal with Plink, Shopkick, and Visa Savings Edge?
[This post contains affiliate links, if you sign up for any of the programs our guest poster Grant will receive a commission. Also a friendly reminder that we pay up to $50 per guest post or allow you to link to your website]. First... Read More →
How Navy Federal Credit Limit Increases Work
In the process of creating our “which credit card companies do a hard pull for credit limit increases” post we came across Navy Federal Credit Unions (NFCU) strange process and decided to their credit limit increase (CLI)... Read More →
Tips For Reconsideration Phone Calls
If you’ve ever applied for a credit card and been denied or not instantly approved, you should have called the card issuers reconsideration line. When people first call these lines they can be a bit nervous so we’ve compiled... Read More →
Increase The Limit On Your American Express Card By Up To 3 Times It’s Starting Amount
If you don’t have a long credit history one thing you’ll notice is that it’s hard to get credit cards with large credit limits. In most cases this is not an issue because you can simply pay off the card early and then... Read More →
How To Check Your Application Status Of A Barclays Card
If you’ve recently applied for a Barclays card and weren’t instantly approved, you might be on the edge of your seat wondering if you’ve been approved or denied. It’s possible to check the status of your... Read More →
Tips For Getting Approved For The Barclays Arrival
Barclays Arrival has one of the best sign up bonuses currently on the market, unfortunately Barclays can be pretty picky when it comes to who they approve for this card. Below we’ve listed a few tips on what to do to get approved:... Read More →
Capital One To Offer Free Credit Scores To Their Customers
Capital One has announced that later this month their card holders will be able to access their credit scores for free. At this stage it’s not clear if this is part of the FICO score open access initiative or if Capital One will... Read More →
Does A Credit Card Issuer Know What Items You’re Purchasing?
Question: I purchase a lot of Vanilla Reloads with my credit cards to increase my manufactured spending and get more points for a trip I’m planning on taking. I’ve heard that it may be possible for the credit card issuer to... Read More →
How To Find Out Which Businesses Are Counted Towards Bonus Categories (Finding MCC Data)
Most credit cards now come with different rewards tiers based on where you use them. For example, Blue Cash Preferred® Card gives you 6% cash back on US supermarket purchases. But how do you know which stores are classified as a... Read More →
Citi® Hilton HHonors™ Visa Signature® Card Now With 50,000 Hhonors Points + $50 Statement Credit And No Annual Fee
Citi has increased the sign up bonus on their Hilton Hhonors Visa Signature card. They used to have two separate deals, both came with no annual fee: Old Deals 50,000 Hilton Hhonors points 40,000 Hilton Hhonors points and a $50... Read More →
Chase Freedom’s Second Quarter 5% Categories Available For Sign Up And Tactics For Increasing Your Spend
The second quarter 5% cash back categories for the Chase Freedom are now available for sign up. If you don’t activate, you will not earn 5% on purchases. This quarters categories are restaurants and Lowe’s. You’re... Read More →
Navy Federal Credit Union Has A 0% APR (12 Months) & No Balance Transfer Fee
Navy Federal Credit Union is currently offering a promotion where you can do a balance transfer without a fee and get an introductory APR of 0% for the first twelve months. The Deal Receive an introductory APR of 0% for the first twelve... Read More →
