[This post does not contain any affiliate links.] The Offer Direct Link Citi offers 3 versions of cards that issue ThankYou points: Citi ThankYou Preferred. No annual fee. Regular signup bonus of 20,000 points. Citi ThankYou Premier... Read More →
Category - Credit Cards
Co-branded Credit Cards That I Wish Existed
Most card issuers have at least a few co-branded credit cards, usually these are with travel related companies but sometimes the partnerships can be a little bit out of the ordinary. Because the large airlines and hotel chains already... Read More →
U.S Bank Drops Restaurants As A 5% Cashback Category On Their Cash+ Credit Card
U.S bank has made yet another negative change to their Cash+ credit card, it’s no longer possible to select restaurants as a 5% cash back category. Unlike other 5% cash back credit cards that offer rotating categories, the Cash+... Read More →
2015 5% Categories for Freedom and Discover
[This post does not contain any affiliate links.] Discover IT and Chase Freedom both offer 5% cash-back categories, on up to $1,500 of spend. These categories switch quarterly. They recently released the details of the coming 2015 year... Read More →
How Card Issuers Make Money & How You Can Avoid It
A lot of people wonder how credit card issuers are able to offer massive cash sign up bonuses and travel rewards. Surely they must be loosing money on these offers? I thought it’d be interesting to take a look at how card issuers... Read More →
Merchant Credit & Debit Card Fees Explained: Surcharges, Convenience Fees & Cash Discounts
One of the most confusing aspects to accepting credit and debit cards are the rules governing them in regards to what fees merchants can assess. These rules get even more confusing when you factor in all of the different debit (ATM)... Read More →
Credit Card Affiliate Networks
A few people have been e-mailing me and leaving comments recently after I decided to remove all credit card affiliate links from this website. Some people were asking questions that I can’t answer, but the most common questions... Read More →
Why Would A Card Issuer Allow You To Churn Credit Card Bonuses?
Question: I read your list of credit cards that are churnable and I don’t understand why a card issuer would let somebody get the sign up bonus repeatedly? Is there something I don’t understand? – Samantha... Read More →
The Worst Credit Card That Exists
Update: The Verve Credit Card is definitely a new contender for this title. On this blog we try to find out what credit cards are actually worth applying for and what are all hype and no substance. I’ve been spending a lot of time... Read More →
Southwest Signup Bonus 50,000 Points, Discover Signup Bonus $150
[This post does not contain any affiliate links] Both of these offers are things which we’ve seen before, but are not always available. Southwest Signup Bonus Direct Link for personal card Direct Link for business card [Note: the... Read More →
Chase Removes The Annual Fee For The First Year on Their British Airways Card
The Offer Direct link (currently no links without affiliate links are available. In the mean time you can use the DD link if you like) British Airways Visa Signature Card now has the annual fee removed ($95) for the first year. Here are... Read More →
Review of TD First Class Visa Credit Card; $250 Cash Signup Bonus, 3% Dining & Travel [Geographically Limited]
[This post does not contain any affiliate links.] We like to highlight some of the lesser know credit cards. Today we’re going to review the TD First Class Visa from TD Bank. The main two selling-points of the card are the $250... Read More →
American Express Adds Free Amazon Prime As Sign Up Bonus On Everyday & Bluecash Cards
American express has beefed up the sign up bonuses on four of it’s credit cards. When you meet the minimum spend on any of these cards you’ll also receive a promo code for your free year of amazon prime in addition to the... Read More →
Sun Country Credit Card With 25,000 Miles Sign Up Bonus Review
Bonus reduced to 25,000 miles As part of our efforts to give more attention to some of the lesser known card issuers we bring you the “Sun Country Airlines Ufly Rewards Credit Card“. This card is issued by First National... Read More →
Discover Codes NFC Google Wallet Transactions As “Online Shopping” For 5% Cash Back
This quarter the Discover it earns 5% cash back on online purchases and department stores. My original plan was to use Amazon Payments to send money to a trusted friend to score $75 in profit (the Discover it limits you to $1,500 in... Read More →

