Question: I’m a new immigrant to America with no credit history. I’ve been doing some lurking of your secured credit card reviews and I noticed that you always tell us if it reports as secured or not. Is this important... Read More →
Category - Credit Cards
How Do Secured Credit Cards Work?
Question: I have really bad credit history with a lot of late payments. I’m making all of my payments on time now and I’m in a much better financial situation, but I can’t seem to be approved for a credit card. I heard... Read More →
Credit Card Tip: Amex Backdates New Cards To Your Oldest Cards Age
Update: Unfortunately American Express no longer backdates any of their cards. Read more about this here. This is a handy little tip I just learn recently from the community on reddit’s /r/churning. Basically American Express will... Read More →
Secured Cards Sorted By APR
Thought it would be fun to look at the different secured cards sorted by APR. We never recommend carrying a balance on your credit cards, you should never put a purchase on a credit card unless you have the funds to pay it off at the... Read More →
Secured Cards With Rewards Programs
There are currently 8 secured credit cards on the market that offer rewards programs. Below is a full list of the cards and the rewards program for each. BankAmericard® Secured Credit Card. Cash rewards gives 1% cash back on all... Read More →
Add Bank Of America Cash Rewards To BankAmericard® Secured Credit Card
BankAmericard® secured credit card holders can now call and upgrade their card to have BoA’s cash rewards program added. To get cash rewards added, call 888-260-4696. This easily makes BoA’s secured credit card one of the... Read More →
How To Upgrade A Secured U.S Bank Credit Card To An Unsecured Card
Question: I’ve had a U.S. Bank Secured Visa Card for more than a year now. I have perfect payment history (paid off my card in full each month) and my FICO score is now sitting around 660. How do I get my card unsecured and will I... Read More →
Discover IT Adds $150 Cash Back For $750 Credit Card Spend
Discover IT has announced they’ll be offering $150 cash back when you spend $750 on the card within three months. This is on top of the 5% cash they have for rotating categories and 1% on all purchases. If you don’t already... Read More →
What Is A Secured Credit Card?
Question: I have no credit history and I want to apply for a credit card. I spoke to a manager at a bank about applying for one and explained my situation and he suggested applying for a secured credit card. What are secured credit... Read More →
Secured Credit Cards With No Annual Fees
We just recently finished our Best Secured Credit Card review page, but one of the most common questions for people looking at secured credit cards is “which secured cards have no annual fee”. We’ve listed all of the... Read More →
Questions To Ask Before Applying For A Credit Card Bonus Offer
This is the first post in our app-o-rama series where I’ll apply for a bunch of credit cards with large sign up bonuses. You should answer these questions before you apply for a credit card or partake in an app-o-rama. I’ve... Read More →
How To: Load A Bluebird Account With Vanilla Reloads
We recently discussed vanilla reloads on the credit cards section of the website. Today we will be looking at how you can load your Bluebird account with Vanilla Reloads. Required Reading: Before you read this how to guide, we suggest... Read More →
Where Can I Buy A Vanilla Reload Card From?
Question: I’m struggling to meet the minimum spending requirement for the Chase Sapphire Preferred Card ($3,000 in 3 months). I heard I can use my credit card to purchase a Vanilla Reload and then use that to load a Bluebird... Read More →
How To: Manufacture Credit Card Spend With Amazon Payments
Update: Amazon Payments will no longer allow person to person transactions starting October 14th, 2014. You can read more about this here. Amazon payments allows customers to send money to any other individual with an amazon payment... Read More →
[Expired]How To Get A Free FICO Score
Update: You are now charged $4.95 for a 30 day trial to the Score Watch product. If you cancel within the 30 days you will only be charged $4.95, if you don’t cancel within that time period you’ll be charged $14.95 per month... Read More →