Thought it would be fun to look at the different secured cards sorted by APR. We never recommend carrying a balance on your credit cards, you should never put a purchase on a credit card unless you have the funds to pay it off at the... Read More →
There are currently 8 secured credit cards on the market that offer rewards programs. Below is a full list of the cards and the rewards program for each. BankAmericard® Secured Credit Card. Cash rewards gives 1% cash back on all... Read More →
BankAmericard® secured credit card holders can now call and upgrade their card to have BoA’s cash rewards program added. To get cash rewards added, call 888-260-4696. This easily makes BoA’s secured credit card one of the... Read More →
Question: I’ve had a U.S. Bank Secured Visa Card for more than a year now. I have perfect payment history (paid off my card in full each month) and my FICO score is now sitting around 660. How do I get my card unsecured and will I... Read More →
Discover IT has announced they’ll be offering $150 cash back when you spend $750 on the card within three months. This is on top of the 5% cash they have for rotating categories and 1% on all purchases. If you don’t already... Read More →
Question: I have no credit history and I want to apply for a credit card. I spoke to a manager at a bank about applying for one and explained my situation and he suggested applying for a secured credit card. What are secured credit... Read More →
We just recently finished our Best Secured Credit Card review page, but one of the most common questions for people looking at secured credit cards is “which secured cards have no annual fee”. We’ve listed all of the... Read More →
This is the first post in our app-o-rama series where I’ll apply for a bunch of credit cards with large sign up bonuses. You should answer these questions before you apply for a credit card or partake in an app-o-rama. I’ve... Read More →
We recently discussed vanilla reloads on the credit cards section of the website. Today we will be looking at how you can load your Bluebird account with Vanilla Reloads. Required Reading: Before you read this how to guide, we suggest... Read More →
Question: I’m struggling to meet the minimum spending requirement for the Chase Sapphire Preferred Card ($3,000 in 3 months). I heard I can use my credit card to purchase a Vanilla Reload and then use that to load a Bluebird... Read More →
Update: Amazon Payments will no longer allow person to person transactions starting October 14th, 2014. You can read more about this here. Amazon payments allows customers to send money to any other individual with an amazon payment... Read More →
Update: You are now charged $4.95 for a 30 day trial to the Score Watch product. If you cancel within the 30 days you will only be charged $4.95, if you don’t cancel within that time period you’ll be charged $14.95 per month... Read More →
Question: I’m currently 20 years old and I’d like to apply for a credit card. I heard that if you’re under 21 there is no chance of getting accepted, is this true? Tyler – New England Answer: Consumers that are... Read More →
Question: I read your introduction to credit card churning and I want to make the most of those sign up bonuses you mentioned. What are the drawbacks to applying for as many of the credit cards as possible. Tony – Omaha ... Read More →
[This offer is no longer valid as of 1st of January, 2014. It has reverted back to $100 bonus] The chase freedom card now has a $200 sign up bonus (with a spend of $500 within three months of approval), up from $100. If you’ve... Read More →
