If you’ve ever applied for a credit card and been denied or not instantly approved, you should have called the card issuers reconsideration line. When people first call these lines they can be a bit nervous so we’ve compiled... Read More →
Category - Credit Cards
Increase The Limit On Your American Express Card By Up To 3 Times It’s Starting Amount
If you don’t have a long credit history one thing you’ll notice is that it’s hard to get credit cards with large credit limits. In most cases this is not an issue because you can simply pay off the card early and then... Read More →
How To Check Your Application Status Of A Barclays Card
If you’ve recently applied for a Barclays card and weren’t instantly approved, you might be on the edge of your seat wondering if you’ve been approved or denied. It’s possible to check the status of your... Read More →
Tips For Getting Approved For The Barclays Arrival
Barclays Arrival has one of the best sign up bonuses currently on the market, unfortunately Barclays can be pretty picky when it comes to who they approve for this card. Below we’ve listed a few tips on what to do to get approved:... Read More →
Capital One To Offer Free Credit Scores To Their Customers
Capital One has announced that later this month their card holders will be able to access their credit scores for free. At this stage it’s not clear if this is part of the FICO score open access initiative or if Capital One will... Read More →
Does A Credit Card Issuer Know What Items You’re Purchasing?
Question: I purchase a lot of Vanilla Reloads with my credit cards to increase my manufactured spending and get more points for a trip I’m planning on taking. I’ve heard that it may be possible for the credit card issuer to... Read More →
How To Find Out Which Businesses Are Counted Towards Bonus Categories (Finding MCC Data)
Most credit cards now come with different rewards tiers based on where you use them. For example, Blue Cash Preferred® Card gives you 6% cash back on US supermarket purchases. But how do you know which stores are classified as a... Read More →
Citi® Hilton HHonors™ Visa Signature® Card Now With 50,000 Hhonors Points + $50 Statement Credit And No Annual Fee
Citi has increased the sign up bonus on their Hilton Hhonors Visa Signature card. They used to have two separate deals, both came with no annual fee: Old Deals 50,000 Hilton Hhonors points 40,000 Hilton Hhonors points and a $50... Read More →
Chase Freedom’s Second Quarter 5% Categories Available For Sign Up And Tactics For Increasing Your Spend
The second quarter 5% cash back categories for the Chase Freedom are now available for sign up. If you don’t activate, you will not earn 5% on purchases. This quarters categories are restaurants and Lowe’s. You’re... Read More →
Navy Federal Credit Union Has A 0% APR (12 Months) & No Balance Transfer Fee
Navy Federal Credit Union is currently offering a promotion where you can do a balance transfer without a fee and get an introductory APR of 0% for the first twelve months. The Deal Receive an introductory APR of 0% for the first twelve... Read More →
AmEx To Tighten The Controls On Credit Card Churning
According to Dans Deals, AmEx will be tightening the screws when it comes to people who attempt to earn multiple sign up bonuses for the same credit card (often referred to credit card churning). Starting from May 1st, 2014 consumers... Read More →
[Targeted]Discover it Eliminates Balance Transfer Fee
The Discover it card is currently offering to eliminate their balance transfer fee (usually 3%) for those targeted. Most people without a card are reporting they are targeted for this offer. Find out if you have this offer by doing the... Read More →
How To Avoid Cash Advance Fees
One thing about manufactured spending you need to be careful of is that some banks will charge you cash advance fees for purchasing Gift Cards and other similar “like cash” options. Citi is notorious for this and charges it... Read More →
How Often Does The Free FICO Score From Barclays Update?
As most of you know by now (or should know by now) Barclays offers a free FICO score (the TU-08 classic variety) to most card holders (e.g Barclays Arrival). Card holders have had their scores updated and there didn’t seem to be... Read More →
Discover Second Quarter 5% Cash Back Categories Available For Sign Up & How To Hit
The rotating 5% categories for the Discover it cards are now available for sign up, remember if you don’t sign up you will not receive 5% cash back on purchases on these categories: Home improvement Furniture stores Bed Bath &... Read More →
