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Eason
Eason (@guest_1768386)
January 1, 2024 12:52

I opened Charles Invest and Checking. After a few days, I suddenly couldn’t log in. I called and was told that my account had been closed. It says there is negative information on chex. I checked chex and it is normal and charlers did not pull. What is going on? Thanks.

ShawntheShawn👈🏾
ShawntheShawn👈🏾 (@guest_1768391)
January 1, 2024 12:59

I believe if you just open the brokerage account, Charles Schwab does not pull Chex; however, they pull Chex if you open the checking account. You may want to check the end of the Inquiries Viewed By Others section in your Chex report, as December inquires for whatever reasons tend to appear towards the end of your report. Eason

If you just want a debit card with global ATM fee reimbursements, there is no need to open the checking, see here: https://www.doctorofcredit.com/charles-schwab-referral-bonus-up-to-500/#comment-1365923

Eason
Eason (@guest_1768603)
January 1, 2024 20:15

Got it,Thanks very much.

Eason
Eason (@guest_1769624)
January 3, 2024 01:24

So could I reopen again latter?Thanks.

ShawntheShawn👈🏾
ShawntheShawn👈🏾 (@guest_1770230)
January 3, 2024 20:31

I do not know, but I assume you should be able to open just the brokerage later. Eason

S
S (@guest_1726385)
October 30, 2023 15:58

if you have a schwab one account (with their $101 promo), are you eligible for the regular brokerage account referral bonus, or does this count as an existing customer?

Steven N'Zonzi
Steven N'Zonzi (@guest_1723688)
October 26, 2023 12:22

They’re denying me because they are counting my TD Ameritrade account from 9 years ago as a Schwab account. Ridiculous.

michelle
michelle (@guest_1722989)
October 25, 2023 16:05

I need a schwab referral, please

Gadget - Bank Bonus Geek 🔗
Gadget - Bank Bonus Geek 🔗 (@guest_1723016)
October 25, 2023 16:35

There is a dedicated page for requesting a Schwab referral.

https://www.doctorofcredit.com/how-to-get-a-schwab-referral-referral-request-go-here/

michelle
michelle (@guest_1723821)
October 26, 2023 15:33

Thanks, and done!

Jamie
Jamie (@guest_1632519)
June 11, 2023 04:36

Does anyone have a recent 2023 datapoint on the bonus working for current TDAmeritrade clients? I ask cos Schwab bought TDAmeritrade and some TD accounts have started the conversion to Schwab. Mine has been converted over yet … wondering if its too late.

Brian
Brian (@guest_1635233)
June 15, 2023 21:05

I had an account with TD ameritrade a few months back in March and recently opened Schwab about a month ago in late May. I still haven’t received my bonus for the Schwab starter kit, but I talk to support and they said they put in a ticket for me to get the bonus and I’m waiting for it to be resolved. Long story short, if you have a open TD ameritrade account and then decide to open up a Schwab account, without talking to support you will most likely not qualify as it seems they count you as an existing customer. Ill update you to let you know if I get the bonus.

Jamie
Jamie (@guest_1636693)
June 18, 2023 13:06

Thanks for the datapoint. I guess I’ll pass on this, better to focus on ones I can qualify for eh 🙂

Brian
Brian (@guest_1637057)
June 18, 2023 22:03

I might have made a mistake were you talking about the Schwab starter kit bonus where you deposit 50 and get 101, or the referral bonus? I was referring to the Schwab starter kit 101 bonus.

Jamie
Jamie (@guest_1637169)
June 19, 2023 01:44

I was asking about the larger bonus but no problem at all. If it won’t work for a $101 bonus then I suspect it wouldn’t for the larger amounts. Thank you for the feedback

Christine
Christine (@guest_1640781)
June 24, 2023 01:17

I opened a td Ameritrade account on 4/25 and received their promo bonus for transferring assets on 5/10.
I opened the Schwab 101 starter kit on 5/10 and received the bonus on 5/16

Jamie
Jamie (@guest_1641264)
June 25, 2023 01:18

This is good news … Thanks for the feedback. I might try the starter kit, decided to go with another broker to guarantee the higher bonus. When that’s done, I might circle back.

Evan
Evan (@guest_1627135)
June 1, 2023 08:22

If my husband opens a new brokerage account with this starter kit for $101, can he then fund it with more than $5000 to use their Intelligent Portfolios feature?

JustAskingQuestions
JustAskingQuestions (@guest_1606692)
April 26, 2023 16:35

Schwab’s new $101 bonus is very similar to Fidelity’s starter pack. please make a new post or sticky.

Mich
Mich (@guest_1599325)
April 17, 2023 07:57

I have had account in the past (which had earned the signup bonus at the time) but closed more than a year ago. Will I still qualify?

Terp
Terp (@guest_1626633)
May 31, 2023 12:00

I’ve done this multiple times. Should qualify as long as you don’t have an account currently open.

Chang
Chang (@guest_1593123)
April 7, 2023 10:25

Never trust Charles Schwab, they will find any excuse to not give you the referred bonus. I opened a brokerage account under my friend’s refer on Feb 12. After 45 days, when I asked Charles Schwab about my $500 bonus. They told me that I have an IRA account in TD Ameritrade which was opened 20 years ago, and they already acquired TD Amertrade in 2021, so I am no valid to get the bonus. What a shame on Charles Schwab.

Indy
Indy (@guest_1703868)
September 27, 2023 17:46

Wtf? Sure I had a TDA account but not a Schwab account. Is that why I never got paid for this? With the $75 transfer fee from my old bank I’m losing money here.

jCT
jCT (@guest_1585334)
March 26, 2023 18:51

Can we use this and put the money in the Schwab One® account to buy brokered CDs?