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Clive
Clive (@guest_1360457)
April 8, 2022 06:03

I just used a referral link from a friend for a checking account. When you open up a checking account – a brokerage account automatically opens up also. I didn’t get a hard pull on my credit. I want the referral bonus but the referral bonus only applies to the brokerage account and you have to keep the money in there for 1 year.

Matt
Matt (@guest_1280714)
November 9, 2021 18:54

DP – I opened a brokerage and investor checking account with all of my credit bureaus being frozen. I did already have an IRA with them but mine the less no hard pull.

Orin
Orin (@guest_1191796)
May 15, 2021 09:38

It seems like some idiots are listening to customer service reps who don’t know what they are talking about, instead of the actual DP of people saying it is a soft pull.

A.S.
A.S. (@guest_1177293)
April 15, 2021 18:13

I called and asked. Confirmed Charles Schwab still does a hard pull. Why is this doctorofcredit site saying they do not?

the_shek
the_shek (@guest_1138782)
February 3, 2021 14:14

Speaking to an agent on the phone today they are definitely still doing HP on the checking account and the brokerage account will definitely need at least a SP maybe a HP too

Kamran P.
Kamran P. (@guest_1136094)
January 30, 2021 01:08

I have just chatted with Charles Schwab through their website live chat. They said that this article is not produced by them and they are still doing hard pulls!!

Jim
Jim (@guest_1074296)
October 16, 2020 15:52

I’m a checking account holder, tried to apply for the savings and they asked me to unfreeze both Chex and Equifax.

I called in to confirm if the Equifax would be just a soft pull and the rep said for deposit products, it would be a hard pull, so I declined for now.

DS
DS (@guest_1053377)
September 12, 2020 05:01

Does anyone know if this applies to the Charles Schwab savings account as well? I asked online they said they may do a soft or hard…

JohnnyW
JohnnyW (@guest_1048637)
September 4, 2020 04:17

Just contacted CS and was informed they still do HP for checking account not brokerage account any new data point from anyone who recently opened a checking account like by the end of August? At first he also mentioned “We may or may not do a HP” what is going on with CS seems one hand doesn’t know the other doing.

spencefromkingofqueens
spencefromkingofqueens (@guest_1038239)
August 18, 2020 01:48

Just opened a high yield checking and brokerage online, no issues. Have all three credit bureaus frozen, and only open whenever necessary. I’ve done this for eight years now. Wasn’t asked to unfreeze.