Chase Downgrade/Product Change Tip

One of the rules for downgrading a Chase card is that your card must be open for at least a year before being able to do a product change. But it’s actually possible to downgrade to the Chase Sapphire (no annual fee card) without waiting this full year. Once you’ve done this, you can then product change to any other Chase branded card you like such as:

Thanks to reader Daniel S for confirming this and pointing me towards this /r/churning post.

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