Chase Offers Are Powered By Cardlytics (Same Offers You See On BofA & Other Issuers)

I had high hopes for Chase offers, unfortunately now that they have launched it seems Chase is offering the exact same offers many other card issuers. Cardlytics provides the back end for the following issuers:

  • Bank of America
  • BBVA
  • BB&T
  • PNC
  • Regions Bank
  • Suntrust
  • Columbia Bank
  • Beneficial Bank
  • Christian Community CU
  • Evansville Teachers Federal Credit Union

Reader ND points out that JPMorgan Chase actually signed a deal with Cardlytics and that’s why the offers are the same.

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21 Comments
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Leon
Leon (@guest_855069)
December 9, 2019 09:48

Does anybody know if an offer will be triggered if the order was placed before the expiration but shipment/charge is after? Can’t get samsung to charge the card before shipping for the 20%. Thank you for any help.

Alan
Alan (@guest_674547)
November 18, 2018 08:57

i mean how do you maximize a 5% discount and are only getting $4 back. So how much should you spend?

CitiBank double it
CitiBank double it (@guest_673355)
November 15, 2018 12:48

Where is CitiBank? How come they don’t improve on by this?

Miles
Miles (@guest_673337)
November 15, 2018 12:25

Am I the only one who still doesn’t see these?

Jc
Jc (@guest_673390)
November 15, 2018 13:24

Nope. I don’t eee them either.

YRK
YRK (@guest_673417)
November 15, 2018 14:34
  Jc

Me neither:(

balwx
balwx (@guest_673594)
November 15, 2018 19:30

Nope, I don’t have them either…

Celia
Celia (@guest_673324)
November 15, 2018 11:57

Surprisingly, my Chase offers are better than my BoA offers. Well, better might be an overstatement. Out of 5, I could use 2 (both local establishments) on Chase but I have used only 1 BoA offer in the last six months.

P
P (@guest_673306)
November 15, 2018 11:26

Interesting. I still don’t see anything about offers though in my account. I only see the links to open an investment account and view my credit score.

Wany
Wany (@guest_673280)
November 15, 2018 11:02

This may be bad news for me. For whatever reasons, I never get any offers on my BOA and PNC account…

MoreSun
MoreSun (@guest_673351)
November 15, 2018 12:45

Ditto. And add CCCU to the mix for me.

MoreSun
MoreSun (@guest_673356)
November 15, 2018 12:51

Actually had over 20 (useless to me) offers on my CFU, 9 on CSR, none on CSP. Exactly correlates with my usage of the cards (lots of CFU, some CSR, none CSP).

Mike
Mike (@guest_673272)
November 15, 2018 10:50

Yeah disappointing at least cards like the freedom earn at better rates than my BOA cards or PNC bank. The walmart grocery one seems to appear quite a bit on those but all I have is a debit card thus missing out on credit card points on top of the discounts.

wwllmm
wwllmm (@guest_673232)
November 15, 2018 09:53

how do you even find them? does business profile once again botch everything up w/ yet another chase product?

Yoni
Yoni (@guest_673261)
November 15, 2018 10:42

wwllmm

No they still show with Business profile in Chase app. On the page with your cards and/or Deposit accts. Just below your UR points bance. (but naral for the Biz cards).

But cardlyrics does post the occasional gem like 10% back at Staple”s and SBUX coffee (AU used to refill SBUX balance with BofA card) but yeah mostly – meh.

John
John (@guest_673224)
November 15, 2018 09:41

On the positive side if there are duplicate offers across issuers it could make them twice as valuable.

Jags
Jags (@guest_673230)
November 15, 2018 09:52

I guess if you eat at Ruby Tuesday’s a lot that’s a good thing. That seems to be the only thing I ever get.

John
John (@guest_673265)
November 15, 2018 10:45

Right. Unfortunately most of the offers are of that caliber. AirBnb might come in handy though since it would double the max discount and it works on gift cards tmk.

DWhite
DWhite (@guest_673288)
November 15, 2018 11:10

Gift cards with ABnB have worked in the past for me as well. You can’t buy a card for yourself on the same account, but the process works well for sending electronic cards to actual friends or other accounts you might have.

iahphx
iahphx (@guest_673300)
November 15, 2018 11:23

What airbnb discount are you getting? I try to get gift cards at least 15% off using the various AMEX Offer promos for stores that sell gift cards.