Some Chase credit cards are subject to the Chase 5/24 rule. The short of it is that you will not be approved for some of their credit cards if you’ve opened 5 or more other cards in the past 24 months. You can read about this rule in detail including what cards are/aren’t affected by it by clicking here.
There are some ways to bypass this rule and one of those ways is by receiving a ‘selected for you’ offer online with a green check mark. Previously these offers were only showing up for personal cards, in fact these offers wouldn’t show for people at all if they had business cards under their account (as the new design wouldn’t show).
Reader @MattEnder recently shared the following picture showing business cards with a green check mark next to ‘selected for business owners’. Because these look identical to the personal offers that bypass the 5/24 rule, I suspect that these offers also bypass the 5/24 rule.
Problem is that I can’t get these offers to show and I haven’t been able to find anybody else that has been able to get them to show either (and unfortunately Matt on Twitter isn’t responding). I’m hoping a reader will be able to help. To see your offers try using this link. If you see the ‘selected for business owners’ as pictured above, please let us know the following:
- Do you already have business cards? If yes, are they under the same login you used to view these offers?
- If you apply for the card, were you approved and what is your Chase 5/24 status?
- Share any other information you can including where you saw the offers if you found them elsewhere
Data Points
Here’s what I’ve gathered from the comments.
- The offer was appearing for a lot of people two or so weeks ago. Seems to have now disappeared on all accounts.
- Can’t check for these offers (or selected for you offers) if you have a combined business/personal login
- Matt (who originally tipped us off) applied and was denied due to 5/24 language
- Another denial
I’m hoping that Chase didn’t mean to release this two weeks ago and that’s why Matt was denied. I guess we will have to wait and see when these offers begin reappearing.
Please keep in mind we aren’t really interested in your data points unless you can see the selected for business owners offers or similar (unless they are particularly unusual for whatever reason). Fingers crossed this is being rolled out slowly and will be another way to bypass the 5/24 rule.
