Bypass Chase 5/24 Online With “Selected For You”/”Just For You” Offers [Check For Updated Offers]

Update 6/7/21: More people targeted.

Update 5/8/21: More people targeted.

Update 2/7/20: More people targeted.

Update 1/12/20: More people targeted, including offers for the 75,000 Southwest deal. Hat tip to reader Mac

Update 11/16/19: More people targeted. Hat tip to reader Leonardo M

Update 7/12/19: Worth checking for more targeted offers.

Update 5/20/19: Reader Jeff reports seeing a selected offer for you under the balance information section of one of their credit cards. Offer wasn’t showing in the regular just for you section, so worth double checking your accounts.

Update 4/22/19: Another round of offers has gone out, this time for 60,000 points on the Chase Sapphire Preferred with the annual fee waived.

Update 4/7/19: All offers should now have been loaded. Even if you checked on the 2nd I’d recommend doing another check.

Update 4/2/19: More offers have been loaded. As I understand more people will be targeted through tomorrow as well.

Update 3/18/19: Some people are seeing a 70,000 point offer on the Chase Sapphire Preferred. Annual fee is not waived, but this is still a fantastic deal.

Update 1/18/19: Lots of people are seeing offers for the Chase Sapphire Preferred currently. Worth looking to see if you have this offer. Keep in mind the 48 month Sapphire language still applies. Given the number of people targeted, I’m somewhat worried that maybe these aren’t bypassing 5/24 anymore. Please share your datapoints in the comments if you pull the trigger. Confirmed to still bypass 5/24.

Update: It’s working again, yay!

Update: No longer working unfortunately.

Update: It looks like United cards are now showing up under “Selected For You” offers. This is consistent with the fact that they also show up for in branch pre-approvals that also bypass 5/24. Hat tip to reader Wizmanison.

Today I read an interesting post on The Travel Sisters about seeing Chase offers ‘selected for you’. It seems that some people are seeing ‘selected for you’ offers in their account and these offers are bypassing the Chase 5/24 rule. To see if you have one of these offers. The offers are appearing in a banner on the left hand side of your screen, under your Ultimate Rewards balance on the Accounts page (this link might also work) (might also be under ‘explore products’).

Note, if you see a link that says ‘explore Chase credit cards’ and then displays all the cards and doesn’t say ‘selected for you’ with the green check mark then you don’t have any of these offers. It will also only show up if you see the new website design (and this won’t show if you have business cards).


Thanks to reader Rediff for image


These offers are different to the Chase pre-qualified offers (e.g it’s possible to have these selected for you offers and not pre-qualified offers). I’m wondering if these are the online equivalent to the Chase in branch pre-approvals? It seems only Chase branded cards will show up (e.g Chase Sapphire Reserve) and not co-branded cards (e.g Chase IHG).

Obviously this is relatively new, so if you find these offers in your account and apply please share your datapoints. Might also be interesting to know if you’ve been pre-approved in branch or not (or at least have/don’t have in branch offers).

Thanks again goes to The Travel Sisters for making me aware of this, their post has more pictures that might be useful to readers.

Data Points

  • Successfully bypassed: 1, 2, 3, 4, 5, 6
  • Declined due to 5/24 or other reasons: 1, 2
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oldest most voted

PS118 (@guest_1269003)
October 19, 2021 09:12

I have two “You are Pre Approved” and two “You are already approved” offers in my Just For You section but when I go to click on any of them it keeps saying “Sorry this part of our site isn’t working right now. Click here to close the browser”. I have been getting that for weeks and have tried on multiple browsers, incognito, and the mobile app. Says the same thing on all of them. I am LOL/24. Anyone get this before and know how to bypass it / what it means?

Dave C
Dave C (@guest_1260149)
October 1, 2021 07:15

Recent DP: received invitation in mail with 12 digit code for Ink Preferred. >5/24 and not approved.

James Bond
James Bond (@guest_1260242)
October 1, 2021 10:16

Thanks for the DP. Along with other DPs, it looks like the mailers with invitation codes do not bypass 5/24.

Credit Card Offers
Credit Card Offers (@guest_1273260)
October 27, 2021 02:14

did you check the reason in the mail why it was not approved? was it too many cards?

Michael Daly
Michael Daly (@guest_1213625)
June 29, 2021 08:05

8/24, approved via ‘just for you’ app

Jason (@guest_1206436)
June 14, 2021 19:00

If you do this in-branch, where specifically are you looking for the fixed APR? And what do people say to back out of going through with an application if you see a range APR?

M (@guest_1204847)
June 11, 2021 10:37

I had the pre-approval message as of 6/2 and applied for the CSP two days ago. Fixed APR.

Got this message: “We have received your request for a Chase credit card. We’ll let you know our decision by U.S. mail. This could take up to 30 days.”

Assuming that I got denied. Already had an account open for the CF card I have.

Steve (@guest_1204866)
June 11, 2021 10:57

Most likely a verification issue.

M (@guest_1204878)
June 11, 2021 11:06

I haven’t changed anything since getting approved for the CF card back in 2019. What would change that?

Steve (@guest_1204902)
June 11, 2021 11:42

It doesn’t matter, they still periodically go through that process.

M (@guest_1205446)
June 12, 2021 13:58

Just got the approval email. Should get the card in 3-5 business days.

Jackson Waterson
Jackson Waterson (@guest_1202666)
June 8, 2021 11:40

Didn’t work for me. I got a need more time yesterday and this morning a letter was in my messages that said not approved due to cards open in 24 months. I suspect they used old information to generate the offer as a card was added to my credit file 2 weeks ago. Chase ran Experian and obviously saw it. Despite the fixed apr, it was rejected.

iliana blair
iliana blair (@guest_1202631)
June 8, 2021 10:54

I had several that said you are pre approved and got this message when I submitted for the Southwest, 60k offer, I am at 6/24 with one just opened in May but will have another inquiry drop on July 1st. Message is: ” We need more time to review your Southwest Rapid Rewards® Plus Credit Card request, Iliana.

Steve (@guest_1202715)
June 8, 2021 13:01

Were you pre-approved or pre-qualified?

Jim (@guest_1202300)
June 7, 2021 20:05

I have never figured this out on my chase account mobile or desktop. What I see is just business checking offer and always the same for many years

George (@guest_1202374)
June 7, 2021 22:15

Try the Offers tab in Credit Journey on the app.

Dizzy (@guest_1202540)
June 8, 2021 08:39

Ty. Didn’t even have this tab showing, had to add it and then accept to join credit journey. Still redirects to website and I have to sign in but fingers crossed for the future

Steve (@guest_1202720)
June 8, 2021 13:04

Tap the “Open an Account.” You will see the “Just for You” on the top of the app.

Fathiss (@guest_1188176)
May 9, 2021 02:40

I don’t mess with Chase in any way when it comes to applications.. Last time I applied for a card I was approved then they closed all my accounts. I was able to reinstate but for me it’s too risky to apply for anything now. If I get s/d I want it to be legitimate: for MSing the crap out of my existing accounts

Jordan (Professional MSer)
Jordan (Professional MSer) (@guest_1188373)
May 9, 2021 18:12

Am i a pussy????

goodguys21 (@guest_1201857)
June 6, 2021 22:01

how many cards you had with chase at that point ? how many of them opened recently ?

SU (@guest_1188156)
May 9, 2021 00:04

is CHASE still reporting cc bonus with 1099 tax form?

Scotty (@guest_1188209)
May 9, 2021 10:32

When did Chase do that?