Bypass Chase 5/24 Online With “Selected For You”/”Just For You” Offers [Check For Updated Offers]

Update 2/7/20: More people targeted.

Update 1/12/20: More people targeted, including offers for the 75,000 Southwest deal. Hat tip to reader Mac

Update 11/16/19: More people targeted. Hat tip to reader Leonardo M

Update 7/12/19: Worth checking for more targeted offers.

Update 5/20/19: Reader Jeff reports seeing a selected offer for you under the balance information section of one of their credit cards. Offer wasn’t showing in the regular just for you section, so worth double checking your accounts.

Update 4/22/19: Another round of offers has gone out, this time for 60,000 points on the Chase Sapphire Preferred with the annual fee waived.

Update 4/7/19: All offers should now have been loaded. Even if you checked on the 2nd I’d recommend doing another check.

Update 4/2/19: More offers have been loaded. As I understand more people will be targeted through tomorrow as well.

Update 3/18/19: Some people are seeing a 70,000 point offer on the Chase Sapphire Preferred. Annual fee is not waived, but this is still a fantastic deal.

Update 1/18/19: Lots of people are seeing offers for the Chase Sapphire Preferred currently. Worth looking to see if you have this offer. Keep in mind the 48 month Sapphire language still applies. Given the number of people targeted, I’m somewhat worried that maybe these aren’t bypassing 5/24 anymore. Please share your datapoints in the comments if you pull the trigger. Confirmed to still bypass 5/24.

Update: It’s working again, yay!

Update: No longer working unfortunately.

Update: It looks like United cards are now showing up under “Selected For You” offers. This is consistent with the fact that they also show up for in branch pre-approvals that also bypass 5/24. Hat tip to reader Wizmanison.

Today I read an interesting post on The Travel Sisters about seeing Chase offers ‘selected for you’. It seems that some people are seeing ‘selected for you’ offers in their account and these offers are bypassing the Chase 5/24 rule. To see if you have one of these offers. The offers are appearing in a banner on the left hand side of your screen, under your Ultimate Rewards balance on the Accounts page (this link might also work) (might also be under ‘explore products’).

Note, if you see a link that says ‘explore Chase credit cards’ and then displays all the cards and doesn’t say ‘selected for you’ with the green check mark then you don’t have any of these offers. It will also only show up if you see the new website design (and this won’t show if you have business cards).

selected-offers-for-you

Thanks to reader Rediff for image

explore-products

These offers are different to the Chase pre-qualified offers (e.g it’s possible to have these selected for you offers and not pre-qualified offers). I’m wondering if these are the online equivalent to the Chase in branch pre-approvals? It seems only Chase branded cards will show up (e.g Chase Sapphire Reserve) and not co-branded cards (e.g Chase IHG).

Obviously this is relatively new, so if you find these offers in your account and apply please share your datapoints. Might also be interesting to know if you’ve been pre-approved in branch or not (or at least have/don’t have in branch offers).

Thanks again goes to The Travel Sisters for making me aware of this, their post has more pictures that might be useful to readers.

Data Points

  • Successfully bypassed: 1, 2, 3, 4, 5, 6
  • Declined due to 5/24 or other reasons: 1, 2

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Ghost
Ghost

I have an interesting data point. I’m an existing Chase customer with a credit card, a checking account, and a YouInvest account, with 5 new credit accounts (all non-Chase) in the past 23 months.

I was not offered any credit cards under the “Just For You” or “Selected For You” portal, but I applied for a Chase Freedom Unlimited account on a log-out (un-targeted) interstitial ad at Chase, just to see what would happen. I received a “pending review” message on completing the application, and I was expecting Chase to decline the application, but they actually approved it. I’m holding the card right now.

Ma
Ma

Anyone have the direct links that were out awhile back that had the fixed apr in the terms?

myi

Any DP whether Your Target Red Card CC Counts towards 5/24?

Steve
Steve

It does. All revolving accounts count.

beat2def
beat2def

Bummer, nothing.

Raymond
Raymond

I have 3 pre-qualified business card offers under my personal account-Just for you .Do they bypass 5/24 rules ? Thanks !

danny
danny

my did. DPs say it needs to have a fixed APR but im not sure if mine did or not

Jenny
Jenny

Only if the APR is fixed

Andrey
Andrey

Nothing for me and i’m under 5/24, but i’ve had the CSP in the past and have several Chase cards active. I’m guessing these offers are for people that have like 1 Chase card and it’s the Freedom unlimited or something.

Steve
Steve

I received Marriott, Southwest, and United pre-qual offer with set APR under “Credit Cards” but nothing under “Selected for You”.

Matthew
Matthew

Recently had a 300 checking/200 savings/100 combined bonus targeted offer show up under here. Payday 😀

You May Have Missed Out Son
You May Have Missed Out Son

Wasn’t there recently a $900 bonus?! $400 instead of $100 for the combined.

Matthew
Matthew

I was ineligible for that one, this one I am.

Looks Like You Did Your Best
Looks Like You Did Your Best

Phew! Glad to hear! I also did $600 bonus a while back. Still a favorite to churn.

Rob

Do you think the State you are in matters as to whether or not you get these offers? Wife and I are never targeted here in NY.

C’mon Chase!
C’mon Chase!

Same here! What gives?!

See Something Say Something
See Something Say Something

Still better than being in Jersey

Stand Clear of the Closing Doors
Stand Clear of the Closing Doors

Seriously…

Kyle
Kyle

As usual, nothing, zip, zilch, nada. I’m only 6/24 as well and only a couple Chase cards.