Published on May 7th, 2014 | by William Charles14
Check To See If You’re Pre-Approved/Qualified For Any Barclaycard Offers
I’m not sure how I missed this when I was doing research on pre-qualified/pre-approved credit card offers but Barclaycard also has their own pre-qualified link which can be viewed if you head to: https://www.barclaycardus.com/apply/ProactivePrescreenLanding.action
You’ll need to enter your basic information as normal (address, full name, social security number, how you rate your credit, what type of benefits you value most), once you’ve done this you’ll either see a page that has “Recommended offers” or “Congratulations you’re pre-qualified for this Barclaycard offer”.
If you apply for a card then a hard credit pull will be done on your credit report. In our experience Barclay’s almost only pulls from your TransUnion credit report.
If you see this screen it means that Barclaycard has not pre-approved for any of their cards, if you apply for any of the recommended offers you will be effectively cold applying and have the same chances of being approved as you normally would. It does not mean that you’ll be denied if you apply for any Barclay cards. If you receive this screen you’ll also have the option of adding your e-mail to receive a notification of when you are pre-approved for a Barclay’s card.
If you see this screen it means that Barclay’s has pre-approved you for some of their credit cards. This doesn’t necessarily mean that you will be 100% approved for the card, but your chances will be extremely high (as long as your credit hasn’t changed significantly recently). You’ll also notice that the green apply now button changes to accept now.
Did you use the Barclay pre-qualification tool? What cards were you approved for? Let us know in the comments section.
Update: Barclay has removed their pre-qualified checker. We asked them why this was done and whether we could expect them to add it again and if so when and they declined to comment. They also declined to comment on whether they would offer a business pre-approval checker in the future. You can view other card issuers that do allow you to check for approved offers by going here. December 2014
Update 2: Barclaycard has brought this back. November 2014