We’ve already known the Q1 2018 quarterly category for Citi Dividend since a few days ago as gas and car rentals. Citi has now made known the entire 2018’s categories (I can’t yet find a public link, it shows at a private link when clicking through the activation email).
- Q1 2018: Gas and Car Rentals
- Q2 2018: Home Depot and Home Furnishing Stores
- Q3 2018: Airlines and Movies
- Q4 2018: Best Buy and Department Stores
Knowing the entire year’s categories is vital for the Dividend category card, specifically, since the card earns $300 of cash back total per year, irrespective of which way you earn the cash back. This mean you can spend $6,000 in a single category on a single day and get $300 cash back from the purchase.
No easy categories this year like drugstores or grocery. The Gas in Q1 and the Best Buy and Department Stores in Q4 are probably the most useful one’s for a lot of people, though some others like Home Depot useful as well. Overall it’s a disappointing year for the Dividend.