Is The Citi Sears Credit Card Seriously Worth Considering?

Citi issues a Sears MasterCard, let’s take a quick look at the card:

  • Sign up bonus of $15 off at Sears after you make a purchase
  • 6 months special financing on purchases made today
  • No annual fee
  • Special financing offers
  • Advanced notice of Sears sales events
  • Monthly savings

Now you’re probably wondering why on earth I might say that this card might be worth considering. The answer is pretty simple, this card is known for receiving lucrative spending bonuses. For example this current offer:

sears-offers

Previously these offers were for cash back, but they now earn ThankYou points instead. Here are some of the offers they seem to run:

It seems that you need to put a little bit of spend through the card to get these offers. If you do this (just one or two purchases seems to be fine) then from what I’ve seen people have been getting 1-3 of these offers per year. If you can get the 10x offer on up to 10,000 points for four months, then you’re basically getting 40,000 Citi ThankYou points for $4,000 in spend – a generous sign up bonus. People might find that this is even more of an attractive option with Citi’s new rules limiting when you’re eligible for sign up bonuses on their offer cards.

If you have this card, let us know your history of bonuses (and spend) on this card in the comments below.

 

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