Offer at a glance
- Maximum bonus amount:Â $200
- Availability:Â CO, IA, IL, KS & TX
- Direct deposit required:Â Yes, see below
- Additional requirements:Â See below
- Hard/soft pull:Â Unknown
- ChexSystems: Unknown
- Credit card funding:Â Unknown
- Monthly fees:Â $9-$24
- Early account termination fee:Â $15, 90 days
- Household limit:Â None listed
- Expiration date:Â None listed
Contents
The Offer
Direct link to offers: $200 offer | $125
- TBK Bank is offering a bonus of $200 or $125 when you open a new checking account:
- Bonus of up to $200 when you open an aim checking account. Bonus is broken down as follows:
- Earn $100 when you make a direct deposit at least 3 times, totaling a minimum of $12,000 cumulative, within the first 120 days after account opening
- Earn $50 when you set up a monthly recurring automatic transfer into a TBK Bank Savings or Money Market Account. 3 transfers must go through within the first 120 days after account opening.
- Earn $25 when you make 9 successful Bill Pay payments that clear the account to service providers within the first 120 days after account opening
- Earn $25 when you make 50 purchases with your TBK Bank Debit MasterCard within the first 120 days after account opening
- Bonus of up to $125 when you open an everyday checking account. Bonus is broken down as follows:
- Earn $50 when you make a direct deposit at least 3 times totaling a minimum of $3,000 cumulative, within the first 120 days after account opening
- Earn $25 when you set up a monthly recurring automatic transfer into a TBK Bank Savings or Money Market Account. 3 transfers must go through within the first 120 days after account opening
- Earn $25 when you make 9 successful Bill Pay payments that clear the account to service providers within the first 120 days after account opening
- Earn $25 when you make 50 purchases with your TBK Bank Debit MasterCard within first 120 days after account opening
- Bonus of up to $200 when you open an aim checking account. Bonus is broken down as follows:
The Fine Print
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Aim Checking $24 Monthly Fee
This account monthly fee is waived if you do any of the following:
- Maintain Average Available Balance of $5,000 OR
- Total Relationship Balance³ of $25,000 OR
- $4,000 in Cumulative Monthly Direct Deposits
Everyday Checking $9 Monthly Fee
This account monthly fee is waived if you do any of the following:
- Maintain Average Available Balance of $1,500 OR
- Total Relationship Balance³ of $10,000 OR
- $1,000 in Cumulative Monthly Direct Deposits OR
- 10 Debit Card Transactions
Early Account Termination Fee
According to this comment there is a $15 fee if the account is closed within 90 days
Our Verdict
A lot of requirements and difficult to keep the aim checking account fee free. Might not be worth it for most people, but if you do decide to go for it please share if there is any credit card funding and if it’s a hard/soft pull.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
