- Westerra Credit Union has a Visa Signature credit card that is currently offering a 25,000 point sign up bonus after $3,000 in spend within the first three months
- No annual fee
- Card earns 1.25 rewards points per $1 spent
- Introductory balance transfer rate of 3.99% fixed APR for 12 months with no balance transfer fee
How Much Are Points Worth?
You can redeem points for cash or gift cards at a ratio of 3,500 points = $25 (0.714¢ per point).
Card doesn’t make sense for ongoing purchases as you can earn 2%+ cash back on all purchases. Given that points are worth 0.714¢ this makes the bonus worth $177.5, if you include the $3,000 spend required you’ll be able to get a total of $250 cash back. I’ll add this to our list of the best cash sign up bonuses.