[CO only] Westerra Credit Union Visa Signature – 25,000 Point Sign Up Bonus

The Offer

Direct link to offer

  • Westerra Credit Union has a Visa Signature credit card that is currently offering a 25,000 point sign up bonus after $3,000 in spend within the first three months

Card Details

  • No annual fee
  • Card earns 1.25 rewards points per $1 spent
  • Introductory balance transfer rate of 3.99% fixed APR for 12 months with no balance transfer fee

How Much Are Points Worth?

You can redeem points for cash or gift cards at a ratio of 3,500 points = $25 (0.714¢ per point).

Our Verdict

Card doesn’t make sense for ongoing purchases as you can earn 2%+ cash back on all purchases. Given that points are worth 0.714¢ this makes the bonus worth $177.5, if you include the $3,000 spend required you’ll be able to get a total of $250 cash back.  I’ll add this to our list of the best cash sign up bonuses.

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Kurt
Kurt

The elevations travel card is probably a better option: https://www.elevationscu.com/personal/credit-cards

Joshua
Joshua

agreed. I applied for that one instead.

VK
VK

The points can be redeemed for cash at $25 for 3500 points. The same ratio holds for higher point redemptions. Gift cards are the same value for redemption so obviously cash redemption is better. This brings the value of the offer at $177.50 (or $250 even when you include the points from the $3000 initial spend)