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Z
Z

Please email me for a referral, i respond quickly
Let me know your:
1. First Name
2. Last Name
3. E-mail to be used to sign up for DCU

You can email me at dongzizhuo@gmail.com

Thank you 🙂

Bill M.
Bill M.

Terrible!

I have been a customer for many years. When I first joined, you simply entered a transfer from an external account, no need to have it ‘linked’ or to give some 3rd party like Plaid access to your external account.

They changed their website and now you cannot access any previously entered transfers anymore, you can’t edit or modify them, and only cancel the next 2 scheduled transactions. I contacted them to tell them that my external account will be closed by the end of the month, and if they don’t cancel the transfer on file, I wont be responsible for any NSF charges they might encounter. The different employees I talked to just did not get it, they keep telling me I have to ‘unlink’ my external account, but they can’t explain why they can’t see it or do it for me. Because I never linked one!

So you are stuck with either giving some 3rd party organization access to your account information, or not be able to perform any bank-to-bank transfer without any charges nor fee. In my case. I will close my account and go any of the many other options, without this kind of headache (

The bad part is not that there is still a low quality of work and products, but that the people involved get dumber and dumber.

Thirdman
Thirdman

DP for the Savings account from a new user:

Not sure if others had the same issue, but they are allowing to only transfer $500 max per month for the first 90 days from an external account. I can still do DD from employer over that amount.

Just wanted to toss that out there. Was trying to cap the $1k amount for the 6%, but was getting errors.

ShawntheShawn

Add DCU savings as an external account to another bank of yours and push money from there to your DCU savings. Thirdman

Thirdman
Thirdman

Doh! Of course. Brain has already shut down for the holidays. Appreciate the tip!

OST

William Charles Chuck received email today that $100 checking referral is back.

https://www.dcu.org/membership/member-referral-program.html?cid=dcu_memr_em_memr_q4mr_ad_bh_pr_aw_ac&mid=em&deliveryName=DM72292

“Once your friend or family member open their membership and complete one of the qualifying activities, you’ll get $50 – and they’ll get $100. “

Referral is a link this time and doesn’t need emailing anymore.

Eric

There is a referral post started today. I just found it by searching the site.

https://www.doctorofcredit.com//share-your-digital-federal-credit-union-dcu-2/

OST

Eric thanks! I was on mobile and only found the old locked one

Taz
Taz

Applied as new member for Primary Savings and was able fund by credit card (Visa, MC, or Discover) max $250 including membership application for Reach Out for Schools. Putting in higher funding removes the option to fund with credit card.

Jon H.

Not seeing option to fund with CC any longer for checking or savings

Mike
Mike

I only received 4.60 USD for Feb

sg77

Sounds right, since Feb only has 28 days.

AllenW

Anyone receive a 1099?

Sara R
Sara R

I did – digital not paper

AllenW

Did it include referral Bonuses $100? My account has been converted and i try to view my statements and i get an error. Sara R

Sara R
Sara R

No referral bonuses included in mine, just the interest I earned off the savings account in the form of a 1099-INT (however I did earn $130 in referrals for 2021). I think any referral bonuses would fall under a 1099-MISC but most banks only issue those over $600 (vs over $10 for 1099-INT), so unless you made $600 in referrals you likely won’t receive a 1099-MISC. Anyone else please chime in and correct if I am wrong.

Ian
Ian

Dang it’s a shame I missed it. How often do they have bonuses like that?

DW
DW

Opened account for P2, but it keeps saying the login is incorrect. Tried using member number and last 4 of SSN, tried resetting password with phone number and member number, keeps saying it is incorrect and/or does not match. I know that the account was in fact opened, has anyone run into this before?

Terry
Terry

Yes, I had the same problem. Finally called and they were able to get me logged in over the phone.

DW
DW

I was able to log in thru the app on P2’s phone with member number and last 4 of SSN. Tried doing it on desktop again after successfully logging in on the app and it still doesn’t let me. Kind of annoying, but not a deal-breaker.